{"id":18095,"date":"2024-11-18T08:10:34","date_gmt":"2024-11-18T08:10:34","guid":{"rendered":"https:\/\/www.wooshpay.com\/?p=18095"},"modified":"2024-11-25T10:03:34","modified_gmt":"2024-11-25T10:03:34","slug":"wooshpay-launches-pay-by-bank-a-new-era-of-lower-cost-payments","status":"publish","type":"post","link":"https:\/\/wooshpay.com\/fr\/resources\/newsroom\/2024\/11\/18\/wooshpay-launches-pay-by-bank-a-new-era-of-lower-cost-payments\/","title":{"rendered":"WooshPay lance \"Pay by Bank\" : Une nouvelle \u00e8re de paiements \u00e0 moindre co\u00fbt"},"content":{"rendered":"<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"585\" src=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/11\/\u4f01\u4e1a\u5fae\u4fe1\u622a\u56fe_17322422353665-1024x585.png?x-oss-process=style\/webp\" alt=\"\" class=\"wp-image-18116\" srcset=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/11\/\u4f01\u4e1a\u5fae\u4fe1\u622a\u56fe_17322422353665-1024x585.png?x-oss-process=style\/webp 1024w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/11\/\u4f01\u4e1a\u5fae\u4fe1\u622a\u56fe_17322422353665-300x171.png?x-oss-process=style\/webp 300w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/11\/\u4f01\u4e1a\u5fae\u4fe1\u622a\u56fe_17322422353665-768x439.png?x-oss-process=style\/webp 768w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/11\/\u4f01\u4e1a\u5fae\u4fe1\u622a\u56fe_17322422353665-1536x878.png?x-oss-process=style\/webp 1536w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/11\/\u4f01\u4e1a\u5fae\u4fe1\u622a\u56fe_17322422353665-18x10.png?x-oss-process=style\/webp 18w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/11\/\u4f01\u4e1a\u5fae\u4fe1\u622a\u56fe_17322422353665.png?x-oss-process=style\/webp 1792w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"has-text-color has-tiny-plus-font-size\" style=\"color:#333333;margin-top:0;margin-bottom:var(--wp--preset--spacing--20)\">WooshPay a lanc\u00e9 aujourd'hui Pay by Bank, un nouveau produit de paiement con\u00e7u pour offrir aux commer\u00e7ants une m\u00e9thode de paiement de compte \u00e0 compte (A2A) efficace et peu co\u00fbteuse. Ce produit est particuli\u00e8rement adapt\u00e9 aux march\u00e9s nord-am\u00e9ricain, britannique et europ\u00e9en, et permettra de r\u00e9duire consid\u00e9rablement les co\u00fbts de paiement pour les commer\u00e7ants, tout en optimisant de mani\u00e8re significative l'exp\u00e9rience de paiement.<\/p>\n\n\n\n<p>R\u00e9duire consid\u00e9rablement les co\u00fbts de paiement :<br>Pay by Bank \u00e9limine le besoin d'interm\u00e9diaires tels que les r\u00e9seaux de cartes traditionnels et offre aux commer\u00e7ants des taux de paiement plus bas. Par exemple, un commer\u00e7ant dont le volume de transactions mensuelles s'\u00e9l\u00e8ve \u00e0 1 million d'euros peut \u00e9conomiser jusqu'\u00e0 360 000 euros par an en adoptant Pay by Bank ; de m\u00eame, un commer\u00e7ant dont le volume de transactions mensuelles s'\u00e9l\u00e8ve \u00e0 1 million de dollars peut \u00e9conomiser jusqu'\u00e0 $360 000 dollars par an en adoptant Pay by Bank, ce qui am\u00e9liorera consid\u00e9rablement ses marges d'exploitation.<\/p>\n\n\n\n<p>Couverture : Presque toutes les banques en Europe et au Royaume-Uni<br>Pay by Bank prend en charge la quasi-totalit\u00e9 des titulaires de cartes aux \u00c9tats-Unis, au Royaume-Uni et dans les pays de la zone euro. Les consommateurs disposant d'un compte bancaire peuvent effectuer des paiements rapidement et en toute s\u00e9curit\u00e9 gr\u00e2ce \u00e0 Pay by Bank.<\/p>\n\n\n\n<p>Avantages principaux : Augmentation de la rentabilit\u00e9 des commer\u00e7ants et de l'efficacit\u00e9 des paiements<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Faible co\u00fbt in\u00e9gal\u00e9 : pas besoin de r\u00e9seaux de cartes traditionnels, directement connect\u00e9s \u00e0 la banque, les taux de paiement sont consid\u00e9rablement r\u00e9duits.<\/li>\n\n\n\n<li>Confirmation de paiement en temps r\u00e9el : Par rapport aux virements bancaires traditionnels, les commer\u00e7ants peuvent recevoir une notification instantan\u00e9e de paiement r\u00e9ussi apr\u00e8s que les consommateurs ont effectu\u00e9 leur paiement, ce qui acc\u00e9l\u00e8re le flux de fonds.<\/li>\n\n\n\n<li>Pas de risque de r\u00e9trofacturation : \u00e9limine les litiges de r\u00e9trofacturation et aide les commer\u00e7ants \u00e0 mieux prot\u00e9ger leurs revenus.<\/li>\n\n\n\n<li>Une plus grande s\u00e9curit\u00e9 : Bas\u00e9e sur l'authentification bancaire, la m\u00e9thode de paiement \u00e9vite le risque de fraude par carte.<\/li>\n<\/ol>\n\n\n\n<p>Sc\u00e9narios applicables : Les applications couvrent de nombreux secteurs, tels que la vente au d\u00e9tail, les jeux, les services sociaux, le SaaS, le Web3, etc.<\/p>\n\n\n\n<p>Veuillez vous r\u00e9f\u00e9rer \u00e0 la documentation suivante pour l'int\u00e9gration.<br><a href=\"https:\/\/docs.wooshpay.com\/doc-2517575\">https:\/\/docs.wooshpay.com\/doc-2517575<\/a><br><a href=\"https:\/\/docs.wooshpay.com\/doc-2517577\">https:\/\/docs.wooshpay.com\/doc-2517577<\/a><\/p>\n\n\n\n<p><br><\/p>\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>WooshPay today launched Pay by Bank, a new payment product designed to provide merchants with a low-cost, efficient account-to-account (A2A) payment method. This product is especially suitable for the North American, UK and European markets, and will significantly reduce payment costs for merchants, while significantly optimizing the payment experience. Significantly reduce payment costs:Pay by Bank [&hellip;]<\/p>","protected":false},"author":1,"featured_media":18116,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","footnotes":""},"categories":[21],"tags":[1982],"class_list":["post-18095","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-newsroom","tag-low-cost-paymentsreal-time-payment-confirmationno-chargeback-risk"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.8 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>WooshPay Launches \u201cPay by Bank\u201d: A New Era of Lower-Cost Payments - WooshPay<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/35.179.65.51\/resources\/newsroom\/2024\/11\/18\/wooshpay-launches-pay-by-bank-a-new-era-of-lower-cost-payments\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"WooshPay Launches \u201cPay by Bank\u201d: A New Era of Lower-Cost Payments\" \/>\n<meta property=\"og:description\" content=\"WooshPay today launched Pay by Bank, a new payment product designed to provide merchants with a low-cost, efficient account-to-account (A2A) payment method. This product is especially suitable for the North American, UK and European markets, and will significantly reduce payment costs for merchants, while significantly optimizing the payment experience. 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