{"id":5559,"date":"2023-08-16T08:23:18","date_gmt":"2023-08-16T08:23:18","guid":{"rendered":"https:\/\/www.wooshpay.com\/?p=5559"},"modified":"2023-08-16T08:23:19","modified_gmt":"2023-08-16T08:23:19","slug":"can-you-stop-paying-student-loans-if-you-go-back-to-school","status":"publish","type":"post","link":"https:\/\/wooshpay.com\/fr\/resources\/knowledge\/education-payments\/2023\/08\/16\/can-you-stop-paying-student-loans-if-you-go-back-to-school\/","title":{"rendered":"Pouvez-vous arr\u00eater de payer vos pr\u00eats \u00e9tudiants si vous reprenez des \u00e9tudes ?"},"content":{"rendered":"<p><img decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/06\/canyoustoppayingstudentloansifyougobacktoschool_01.jpg?x-oss-process=style\/webp\" alt=\"Pouvez-vous arr\u00eater de payer vos pr\u00eats \u00e9tudiants si vous reprenez des \u00e9tudes ?\" \/><\/p>\n<p><strong>G\u00e9rer les remboursements des pr\u00eats \u00e9tudiants lors de la reprise des \u00e9tudes<\/strong><\/p>\n<p>Si vous envisagez de reprendre vos \u00e9tudes \u00e0 mi-temps ou plus, vous vous demandez peut-\u00eatre quel sera l'impact sur le remboursement de votre pr\u00eat \u00e9tudiant. La bonne nouvelle, c'est qu'il existe une option connue sous le nom de report qui vous permet de diff\u00e9rer temporairement le remboursement de votre pr\u00eat \u00e9tudiant pendant votre p\u00e9riode d'inscription. Dans cet article, nous verrons ce qu'implique le report et comment il peut affecter votre parcours financier.<\/p>\n<p><strong>Qu'est-ce que le report ?<\/strong> Le report est un outil pr\u00e9cieux qui vous permet de suspendre temporairement le remboursement de votre pr\u00eat \u00e9tudiant pendant que vous poursuivez vos \u00e9tudes. <a href=\"https:\/\/dfpi.ca.gov\/backontrack\/?gclid=CjwKCAjw5_GmBhBIEiwA5QSMxFhyxz0xQj0agBV17KWbWq0iqG2a-NvUjgel1oNxUjqIFCpdsqPYxRoCtPAQAvD_BwE\">l'\u00e9ducation<\/a>. Que vous envisagiez d'am\u00e9liorer vos comp\u00e9tences ou de vous lancer dans un nouveau domaine, l'ajournement vous offre un soulagement financier en vous permettant de vous concentrer sur vos \u00e9tudes sans avoir \u00e0 supporter le fardeau du remboursement de votre pr\u00eat.<\/p>\n<p><strong>Comment demander un report<\/strong> La demande d'ajournement est une proc\u00e9dure simple, mais elle n\u00e9cessite de prendre contact avec l'organisme qui g\u00e8re votre pr\u00eat. Il est l\u00e0 pour vous aider tout au long de la proc\u00e9dure. Vous devrez lui fournir des documents confirmant votre <a href=\"https:\/\/www.lendingtree.com\/student\/student-loan-deferment\/\">inscription<\/a> le statut dans l'\u00e9tablissement d'enseignement et le programme. Il est conseill\u00e9 d'entamer cette proc\u00e9dure bien \u00e0 l'avance afin d'assurer une transition en douceur de votre pr\u00eat. <a href=\"https:\/\/wooshpay.com\/fr\">paiement<\/a> calendrier.<\/p>\n<p><strong>Admissibilit\u00e9 au report<\/strong> Si vous poss\u00e9dez des Direct Loans ou des Federal Family Education Loans (FFEL), vous pouvez b\u00e9n\u00e9ficier d'un report tout en poursuivant vos \u00e9tudes. En outre, de nombreux autres pr\u00eats \u00e9tudiants f\u00e9d\u00e9raux, y compris les pr\u00eats Perkins, peuvent faire l'objet d'un report lorsque vous \u00eates inscrit \u00e0 l'\u00e9cole au moins \u00e0 mi-temps. Cependant, il est important de se rappeler que les pr\u00eats \u00e9tudiants priv\u00e9s peuvent \u00e9galement offrir des options de report, bien que celles-ci puissent varier de mani\u00e8re significative en fonction des politiques du pr\u00eateur.<\/p>\n<p><strong>Comprendre l'accumulation des int\u00e9r\u00eats<\/strong> Si l'ajournement vous permet de b\u00e9n\u00e9ficier d'un all\u00e8gement temporaire des paiements, il est essentiel de savoir que les int\u00e9r\u00eats peuvent continuer \u00e0 courir pendant cette p\u00e9riode. Cela peut avoir une incidence sur le co\u00fbt total de votre pr\u00eat. Deux solutions s'offrent \u00e0 vous : vous pouvez choisir de payer les int\u00e9r\u00eats au fur et \u00e0 mesure qu'ils s'accumulent ou vous pouvez choisir de capitaliser les int\u00e9r\u00eats en les ajoutant au solde de votre pr\u00eat \u00e0 la fin de la p\u00e9riode d'ajournement. L'organisme qui g\u00e8re votre pr\u00eat peut vous \u00e9clairer sur les implications de ces deux options et vous guider vers celle qui correspond le mieux \u00e0 vos objectifs financiers.<\/p>\n<p><strong>Explorer vos options<\/strong> La situation financi\u00e8re de chaque individu est unique, et le choix d'un report doit \u00eatre une d\u00e9cision prise apr\u00e8s m\u00fbre r\u00e9flexion. D'autres solutions, comme les plans de remboursement en fonction du revenu ou le refinancement, peuvent offrir une plus grande flexibilit\u00e9 et un meilleur rapport co\u00fbt-efficacit\u00e9, en fonction de votre situation. Il est essentiel de discuter ouvertement avec l'organisme qui g\u00e8re votre pr\u00eat pour comprendre toutes les options qui s'offrent \u00e0 vous.<\/p>\n<p><strong>Conclusion<\/strong> Alors que vous envisagez de reprendre vos \u00e9tudes, il est essentiel de comprendre les implications d'un report sur le remboursement de votre pr\u00eat \u00e9tudiant. L'ajournement peut \u00eatre un outil crucial pour all\u00e9ger le stress financier et faciliter votre parcours \u00e9ducatif. N'oubliez pas de peser le pour et le contre, d'explorer vos options et de demander conseil \u00e0 votre organisme de pr\u00eat pour prendre une d\u00e9cision \u00e9clair\u00e9e qui corresponde \u00e0 vos aspirations financi\u00e8res.<\/p>","protected":false},"excerpt":{"rendered":"<p>Managing Student Loan Payments When Returning to School When you&#8217;re considering returning to school on a half-time basis or more, you might wonder how this impacts your student loan payments. The good news is that there&#8217;s an option available known as deferment that allows you to temporarily postpone your student loan payments during your period [&hellip;]<\/p>","protected":false},"author":5,"featured_media":5560,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","footnotes":""},"categories":[23],"tags":[776,777,775,774],"class_list":["post-5559","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-education-payments","tag-financial-relief","tag-loan-payment-options","tag-returning-to-school","tag-student-loan-deferment"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.8 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Can\u00a0you\u00a0stop\u00a0paying\u00a0student\u00a0loans\u00a0if\u00a0you\u00a0go\u00a0back\u00a0to\u00a0school - WooshPay<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wooshpay.com\/fr\/resources\/knowledge\/education-payments\/2023\/08\/16\/can-you-stop-paying-student-loans-if-you-go-back-to-school\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Can\u00a0you\u00a0stop\u00a0paying\u00a0student\u00a0loans\u00a0if\u00a0you\u00a0go\u00a0back\u00a0to\u00a0school\" \/>\n<meta property=\"og:description\" content=\"Managing Student Loan Payments When Returning to School When you&#8217;re considering returning to school on a half-time basis or more, you might wonder how this impacts your student loan payments. The good news is that there&#8217;s an option available known as deferment that allows you to temporarily postpone your student loan payments during your period [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/wooshpay.com\/fr\/resources\/knowledge\/education-payments\/2023\/08\/16\/can-you-stop-paying-student-loans-if-you-go-back-to-school\/\" \/>\n<meta property=\"og:site_name\" content=\"WooshPay\" \/>\n<meta property=\"article:published_time\" content=\"2023-08-16T08:23:18+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-08-16T08:23:19+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/06\/canyoustoppayingstudentloansifyougobacktoschool_01.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"412\" \/>\n\t<meta property=\"og:image:height\" content=\"280\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Carmen\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Carmen\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/wooshpay.com\/ja\/resources\/%e7%9f%a5%e8%ad%98\/education-payments\/2023\/08\/16\/can-you-stop-paying-student-loans-if-you-go-back-to-school\/\",\"url\":\"https:\/\/wooshpay.com\/ja\/resources\/%e7%9f%a5%e8%ad%98\/education-payments\/2023\/08\/16\/can-you-stop-paying-student-loans-if-you-go-back-to-school\/\",\"name\":\"Can\u00a0you\u00a0stop\u00a0paying\u00a0student\u00a0loans\u00a0if\u00a0you\u00a0go\u00a0back\u00a0to\u00a0school - 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