{"id":12090,"date":"2023-08-08T12:40:47","date_gmt":"2023-08-08T12:40:47","guid":{"rendered":"https:\/\/wooshpay.com\/?post_type=docs&#038;p=12090"},"modified":"2023-08-08T12:40:49","modified_gmt":"2023-08-08T12:40:49","password":"","slug":"paynow","status":"publish","type":"docs","link":"https:\/\/wooshpay.com\/it\/docs\/paynow\/","title":{"rendered":"PayNow"},"content":{"rendered":"<h3 class=\"wp-block-heading\" id=\"h-learn-about-paynow-a-real-time-payment-network-popular-in-singapore\"><strong>Scoprite PayNow, una rete di pagamento in tempo reale molto diffusa a Singapore.<\/strong><\/h3>\n\n\n\n<p>PayNow \u00e8 una rete di pagamenti in tempo reale a Singapore gestita dalla Association Bank of Singapore (ABS) e supervisionata dalla Monetary Authority of Singapore (MAS). Consente sia ai consumatori che alle aziende di registrarsi al servizio utilizzando vari identificativi come il numero di cellulare, il numero NRIC\/FIN di Singapore, il numero di registrazione aziendale UEN o l'indirizzo di pagamento virtuale (VPA per i conti NFI, che include gli eWallet). Una volta registrati, gli utenti possono facilmente trasferire fondi in SGD da un conto bancario o e-wallet a un altro all'interno di Singapore attraverso la rete FAST. FAST \u00e8 un sistema di binari di pagamento regolamentato e standardizzato che garantisce un'interoperabilit\u00e0 senza soluzione di continuit\u00e0 tra diversi fornitori di pagamenti.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-features\"><strong>Caratteristiche<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Elaborazione delle valute<\/th><th>SGD<\/th><\/tr><\/thead><tbody><tr><td>Valute di regolamento<\/td><td>USD<\/td><\/tr><tr><td>Importo minimo della transazione<\/td><td>1 THB<\/td><\/tr><tr><td>Importo massimo della transazione<\/td><td>5.000 THB<\/td><\/tr><tr><td>Rimborsi<\/td><td>\u2705<\/td><\/tr><tr><td>Rimborsi parziali<\/td><td>\u2705<\/td><\/tr><tr><td>Rimborso parziale multiplo<\/td><td>\u2705<\/td><\/tr><tr><td>Addebito<\/td><td>\u274c<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-payment-flow\">Flusso di pagamento<\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/api.apifox.cn\/api\/v1\/projects\/1296482\/resources\/393809\/image-preview\" alt=\"pic_2@2x.png\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-integration-method\"><strong>Metodo di integrazione<\/strong><\/h2>\n\n\n\n<p><strong>Valori dell'enumerazione del metodo di pagamento:<\/strong> <strong><code>paynow<\/code><\/strong><\/p>\n\n\n\n<p><strong>Esistono due metodi di integrazione per PayNow<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>API diretta<\/li>\n\n\n\n<li>Cassa<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-direct-api\"><strong>Diretto<\/strong> <strong>API<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-how-to-integration\"><strong>Come integrare<\/strong><\/h3>\n\n\n\n<p>Per l'integrazione diretta con l'API, \u00e8 possibile creare un PaymentIntent e ottenere l'url in un solo passaggio. Di seguito \u00e8 riportata la demo della creazione di un intento di pagamento:<\/p>\n\n\n\n<p><a href=\"\/it\/api-42631218\/\"><strong>Creare un Intento di pagamento<\/strong><\/a><\/p>\n\n\n\n<p>Creare un PaymentIntent sul server e specificare l'importo da riscuotere e una valuta supportata.<\/p>\n\n\n\n<p>In particolare, per Paynow \u00e8 necessario raccogliere anche i dati del cliente. <code>nome<\/code>, <code>Paese<\/code> e <code>e-mail<\/code> in <code>dati_di_metodo_di_pagamento.dettagli_di_fatturazione<\/code>.<\/p>\n\n\n\n<p>Se si dispone di un'integrazione Payment Intents gi\u00e0 esistente, aggiungere <code>trasferimento_bancario_uk<\/code> all'elenco dei tipi di metodo di pagamento.<\/p>\n\n\n\n<p><strong><em>Richiesta<\/em><\/strong> Creare un Intento di pagamento<\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>{\n    \"importo\":1000,\n    \"valuta\": \"SGD\",\n    \"dati_di_metodo_di_pagamento\" : {\n        \"tipo\": \"paynow\",\n        \"dettagli_di_fatturazione\":{\n            \"indirizzo\": {\n                \"paese\": \"SG\"\n            },\n            \"nome\": \"Tom Elis\",\n            \"email\": \"1231536GF41@Gmail.com\"\n        }\n    },\n    \"descrizione\": \"descrizione del prodotto\",\n    \"quantit\u00e0\": 2,\n    \"return_url\": \"https:\/\/your.website\"\n}<\/code><\/pre>\n\n\n\n<p><strong><em>Risposta<\/em><\/strong><\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>{\n    \"id\": \"pi_1686226704999120896\",\n    \"oggetto\": \"payment_intent\",\n    \"creato\": 1690862750000,\n    \"livemode\": true,\n    \"valuta\": \"SGD\",\n    \"importo\": 1000,\n    \"stato\": \"requires_action\",\n    \"descrizione\": \"descrizione del prodotto\",\n    \"quantit\u00e0\": 2,\n    \"client_secret\": \"pi_1686226704999120896_secret_nz79AKtKGcxWr2gUxEsFXrM1\",\n    \"next_action\": {\n        \"tipo\": \"paynow_handle_redirect\",\n        \"paynow_handle_redirect\": {\n            \"url\": \"https:\/\/pay.tazapay.com\/marketplace\/paymentdetails\/0Pq7kWaNrGrjxYiaqsfchBD3bR0K4obPc7W4EtdSmt6y9BHpRLFBYdPzUWx59sHR\"\n        }\n    },\n    \"tipi_di_pagamento\": [\n        \"paynow\"\n    ],\n    \"metodo_di_conferma\": \"automatic\",\n    \"return_url\": \"https:\/\/your.website\",\n    \"metodo di pagamento\": \"pm_1686226704869097472\",\n    \"metodo di acquisizione\": \"automatic\"\n}<\/code><\/pre>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-checkout\"><strong>Cassa<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-create-a-seesion\">Creare una visione<\/h3>\n\n\n\n<p><strong><em>Richiesta<\/em><\/strong> <a href=\"\/it\/api-42654181\/\">Creare una sessione<\/a><\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>{\n    \"cancel_url\": \"www.wooshpay.com\",\n    \"modalit\u00e0\": \"payment\",\n    \"success_url\": \"https:\/\/wooshpay.com\/\",\n    \"tipi_di_metodo_di_pagamento\":[\"paynow\"],\n    \"voci_di_linea\": [\n        {\n            \"price_data\": {\n                \"valuta\": \"SGD\",\n                \"importo_unit\u00e0\": 10000000,\n                \"nickname\": \"mela\",\n                \"dati_prodotto\": {\n                    \"nome\": \"mela\"\n                },\n                \"billing_scheme\": \"testscheme\",\n                \"lookup_key\": \"test_lookup_key\"\n            },\n            \"quantit\u00e0\": 1\n        }\n    ]\n}<\/code><\/pre>\n\n\n\n<p><strong><em>Risposta<\/em><\/strong><\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>{\n    \"id\": \"cs_1686257953583136768\",\n    \"oggetto\": \"checkout.session\",\n    \"creato\": 1690870200000,\n    \"livemode\": false,\n    \"valuta\": \"SGD\",\n    \"cliente\": \"\",\n    \"modalit\u00e0\": \"pagamento\",\n    \"stato\": \"open\",\n    \"url\": \"https:\/\/checkouttest.wooshpay.com\/pay\/cs_test_1686257953583136768?key=cGtfdGVzdF9OVEUyTlRjNU5ESXpNalUxTXpNME56ZzVNVE14T2pNemIxTTJhVVZrTmtOdmFsWlBSRTFuVFc1SVREaFljREUyT0RReE1Ua3lNamd6TVRR\",\n    \"cancel_url\": \"www.wooshpay.com\",\n    \"voci_di_linea\": {\n        \"oggetto\": \"elenco\",\n        \"dati\": [\n            {\n                \"id\": \"li_1686257953620885504\",\n                \"oggetto\": \"item\",\n                \"valuta\": \"SGD\",\n                \"descrizione\": \"mela\",\n                \"prezzo\": {\n                    \"id\": \"price_1686257953633468416\",\n                    \"oggetto\": \"prezzo\",\n                    \"creato\": 1690870200000,\n                    \"livemode\": false,\n                    \"active\": false,\n                    \"valuta\": \"SGD\",\n                    \"nickname\": \"apple\",\n                    \"prodotto\": {\n                        \"id\": \"prod_1686257953646051328\",\n                        \"oggetto\": \"prodotto\",\n                        \"creato\": 1690870200000,\n                        \"livemode\": false,\n                        \"active\": false,\n                        \"nome\": \"apple\",\n                        \"aggiornato\": 1690870200000\n                    },\n                    \"tipo\": \"one_time\",\n                    \"importo_unitario\": 10000000,\n                    \"schema di fatturazione\": \"per_unit\u00e0\",\n                    \"lookup_key\": \"test_lookup_key\"\n                },\n                \"quantit\u00e0\": 1,\n                \"amount_subtotal\": 10000000,\n                \"importo_totale\": 10000000\n            }\n        ]\n    },\n    \"Intento di pagamento\": \"pi_1686257953868349440\",\n    \"tipi_di_pagamento\": [\n        \"paynow\"\n    ],\n    \"stato_di_pagamento\": \"unpaid\",\n    \"success_url\": \"https:\/\/wooshpay.com\/\",\n    \"amount_subtotal\": 10000000,\n    \"importo_totale\": 10000000,\n    \"indirizzo_di_fatturazione_raccolta\": \"auto\",\n    \"scadenza\": 1690956599952,\n    \"link_di_pagamento\": \"\",\n    \"client_secret\": \"pi_1686257953868349440_secret_BKuEOd8kJq0cxvZszocDlfjb\"\n}<\/code><\/pre>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-next-step\"><strong>Passo successivo<\/strong><\/h2>\n\n\n\n<p>\u00c8 possibile aggiungere altre funzionalit\u00e0 all'integrazione in base alle esigenze.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-create-a-webhook\"><a href=\"\/it\/doc-2517709\/\">Creare un webhook<\/a><\/h2>\n\n\n\n<p>Ascoltate gli eventi sul vostro account WooshPay in modo che la vostra integrazione possa attivare automaticamente le reazioni. Creare un webhook che si concentri principalmente su enabled_events e url.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-create-a-refund\"><a href=\"\/it\/api-51369554\/\">Creare un rimborso<\/a><\/h2>\n\n\n\n<p>Creare un rimborso per restituire i fondi al cliente. \u00c8 possibile eseguire anche rimborsi parziali, ma non tutti i metodi di pagamento li supportano. Un rimborso parziale consiste nel rimborsare solo una parte dell'importo della transazione originale.<\/p>","protected":false},"excerpt":{"rendered":"<p>Scoprite PayNow, una rete di pagamento in tempo reale diffusa a Singapore. PayNow \u00e8 una rete di pagamenti in tempo reale gestita dalla Association Bank of Singapore (ABS) e supervisionata dalla Monetary Authority of Singapore (MAS). Consente sia ai consumatori che alle aziende di registrarsi al servizio utilizzando vari identificativi come il numero di cellulare, [...]<\/p>","protected":false},"author":1,"featured_media":17289,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_uag_custom_page_level_css":"","footnotes":""},"doc_category":[395],"doc_tag":[321,324,323,319,410],"class_list":["post-12090","docs","type-docs","status-publish","has-post-thumbnail","hentry","doc_category-add-more-payment-methods","doc_tag-checkout","doc_tag-open-api","doc_tag-payment","doc_tag-payment-flow","doc_tag-paynow"],"year_month":"2026-04","word_count":598,"total_views":"2505","reactions":{"happy":"21","normal":"19","sad":"19"},"author_info":{"name":"wooshpaysite\u7ba1\u7406\u5458","author_nicename":"wooshpaysiteadmin","author_url":"https:\/\/wooshpay.com\/it\/author\/wooshpaysiteadmin\/"},"doc_category_info":[{"term_name":"Add more payment methods","term_url":"https:\/\/wooshpay.com\/it\/docs-category\/add-more-payment-methods\/"}],"doc_tag_info":[{"term_name":"checkout","term_url":"https:\/\/wooshpay.com\/it\/docs-tag\/checkout\/"},{"term_name":"open api","term_url":"https:\/\/wooshpay.com\/it\/docs-tag\/open-api\/"},{"term_name":"payment","term_url":"https:\/\/wooshpay.com\/it\/docs-tag\/payment\/"},{"term_name":"Payment Flow","term_url":"https:\/\/wooshpay.com\/it\/docs-tag\/payment-flow\/"},{"term_name":"PayNow","term_url":"https:\/\/wooshpay.com\/it\/docs-tag\/paynow\/"}],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.8 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>PayNow - WooshPay<\/title>\n<meta name=\"description\" content=\"PayNow is a real-time payment network in Singapore managed by the Association Bank of Singapore (ABS) and overseen by the Monetary Authority of Singapore (MAS). It enables both consumers and businesses to register for the service using various identifiers such as their mobile number, Singapore NRIC\/FIN, UEN business registration number, or Virtual Payment Address (VPA for NFI accounts, which includes eWallets). Once registered, users can easily transfer SGD funds from one bank or e-wallet account to another within Singapore through the FAST network. 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Once registered, users can easily transfer SGD funds from one bank or e-wallet account to another within Singapore through the FAST network. 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Consente sia ai consumatori che alle aziende di registrarsi al servizio utilizzando vari identificativi come il numero di cellulare, il numero NRIC\/FIN di Singapore, il numero di registrazione aziendale UEN o l'indirizzo di pagamento virtuale (VPA per i conti NFI, che include gli eWallet). Una volta registrati, gli utenti possono facilmente trasferire fondi in SGD da un conto bancario o e-wallet a un altro all'interno di Singapore attraverso la rete FAST. 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