{"id":5652,"date":"2023-08-18T03:27:30","date_gmt":"2023-08-18T03:27:30","guid":{"rendered":"https:\/\/www.wooshpay.com\/?p=5652"},"modified":"2023-08-18T03:27:31","modified_gmt":"2023-08-18T03:27:31","slug":"u-s-department-of-education-loan-repayment","status":"publish","type":"post","link":"https:\/\/wooshpay.com\/it\/resources\/knowledge\/education-payments\/2023\/08\/18\/u-s-department-of-education-loan-repayment\/","title":{"rendered":"Rimborso del prestito da parte del Dipartimento dell'Istruzione degli Stati Uniti"},"content":{"rendered":"

\"Rimborso<\/p>\n

Cos\u00ec, i pezzi grossi del Dipartimento dell'Educazione degli Stati Uniti hanno un mucchio di trucchi<\/a> le loro maniche per aiutare la gente affrontare il problema dei prestiti agli studenti<\/a>. Esistono dei programmi che vengono in soccorso, adattati al tipo di prestito e alla situazione dell'utente. Vediamo alcuni di questi programmi di salvataggio:<\/p>\n

Innanzitutto, c'\u00e8 il piano di rimborso standard. \u00c8 il piano di base per la maggior parte dei prestiti studenteschi federali. Si tratta di effettuare pagamenti costanti ogni mese per circa 10 anni.<\/p>\n

Poi c'\u00e8 il piano di rimborso graduale. Questo piano inizia con pagamenti pi\u00f9 piccoli che aumentano ogni due anni. E s\u00ec, ha anche un orizzonte temporale di 10 anni.<\/p>\n

Se sentite di aver bisogno di pi\u00f9 respiro, c'\u00e8 il Piano di rimborso esteso. Questo programma allunga i tempi di pagamento fino a ben 25 anni. \u00c8 un'ottima soluzione per il vostro portafoglio, ma tenete presente che nel corso della durata del prestito darete pi\u00f9 soldi agli interessi.<\/p>\n

Ma aspettate, c'\u00e8 di pi\u00f9! I piani di rimborso in base al reddito intervengono nel caso in cui il vostro reddito non sia esattamente accensione di fuochi d'artificio<\/a>. Questi piani si adattano all'entit\u00e0 dello stipendio e al numero di persone che fanno parte dell'equipaggio. Ce ne sono quattro principali: Rimborso basato sul reddito<\/a> (IBR), Pay As You Earn (PAYE), Revised Pay As You Earn (REPAYE) e Income-Contingent Repayment (ICR).<\/p>\n

Pronti per i compiti a casa? Potete approfondire queste opzioni sul sito del Dipartimento dell'Educazione degli Stati Uniti, oppure rivolgetevi al vostro gestore di prestiti. Sono loro che si occupano delle questioni finanziarie del vostro prestito studentesco federale, come le bollette e gli altri aspetti del denaro.<\/p>","protected":false},"excerpt":{"rendered":"

So, the big shots at the U.S. Department of Education have a bunch of tricks up their sleeves to help out folks dealing with student loans. They’ve got these programs that come to the rescue, tailored to your loan type and your own situation. Let’s break down a few of these lifelines: First off, there’s […]<\/p>","protected":false},"author":5,"featured_media":5653,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","footnotes":""},"categories":[23],"tags":[820,821,819],"class_list":["post-5652","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-education-payments","tag-federal-student-loan-assistance-programs","tag-income-driven-repayment-plans","tag-student-loan-repayment-options"],"yoast_head":"\nU.s.\u00a0department\u00a0of\u00a0education\u00a0loan\u00a0repayment - WooshPay<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wooshpay.com\/it\/resources\/knowledge\/education-payments\/2023\/08\/18\/u-s-department-of-education-loan-repayment\/\" \/>\n<meta property=\"og:locale\" content=\"it_IT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"U.s.\u00a0department\u00a0of\u00a0education\u00a0loan\u00a0repayment\" \/>\n<meta property=\"og:description\" content=\"So, the big shots at the U.S. Department of Education have a bunch of tricks up their sleeves to help out folks dealing with student loans. 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