{"id":18898,"date":"2025-04-16T09:25:43","date_gmt":"2025-04-16T09:25:43","guid":{"rendered":"https:\/\/www.wooshpay.com\/?p=18898"},"modified":"2025-04-16T09:25:44","modified_gmt":"2025-04-16T09:25:44","slug":"study-abroad-payment-guide-5-cross-border-payment-traps-ignored-by-90-of-parents","status":"publish","type":"post","link":"https:\/\/wooshpay.com\/ja\/resources\/%e7%9f%a5%e8%ad%98\/education-payments\/2025\/04\/16\/study-abroad-payment-guide-5-cross-border-payment-traps-ignored-by-90-of-parents\/","title":{"rendered":"\u7559\u5b66\u652f\u6255\u3044\u30ac\u30a4\u30c9\uff1a\u4fdd\u8b77\u8005\u306e90%\u304c\u7121\u8996\u3059\u308b5\u3064\u306e\u8d8a\u5883\u652f\u6255\u3044\u306e\u7f60"},"content":{"rendered":"<h3 class=\"wp-block-heading\">\u306f\u3058\u3081\u306b\u8d8a\u5883\u6c7a\u6e08\u306f\u7559\u5b66\u306e\u5fc5\u9700\u54c1\u306b\u306a\u3063\u305f\u304c\u3001\u30ea\u30b9\u30af\u306f\u6f5c\u3093\u3067\u3044\u308b<\/h3>\n\n\n\n<p>\u6559\u80b2\u90e8\u304c\u767a\u8868\u3057\u305f2023\u5e74\u306e\u7559\u5b66\u30c7\u30fc\u30bf\u306b\u3088\u308b\u3068\u300186\u4e078000\u4eba\u4ee5\u4e0a\u306e\u4e2d\u56fd\u4eba\u7559\u5b66\u751f\u304c\u8d8a\u5883\u53d6\u5f15\u3067\u5b66\u8cbb\u306e\u652f\u6255\u3044\u3092\u5b8c\u4e86\u3057\u305f\u3002\u3057\u304b\u3057\u3001\u3053\u306e\u3046\u306132%\u306e\u5bb6\u5ead\u304c\u4e0d\u9069\u5207\u306a\u652f\u6255\u3044\u64cd\u4f5c\u306b\u3088\u308a\u640d\u5931\u3092\u88ab\u3063\u305f\u3002\u672c\u7a3f\u3067\u306f\u30015\u3064\u306e\u9ad8\u983b\u5ea6\u30ea\u30b9\u30af\u30b7\u30ca\u30ea\u30aa\u306b\u7126\u70b9\u3092\u5f53\u3066\u3001\u3053\u308c\u3089\u306e\u843d\u3068\u3057\u7a74\u3092\u56de\u907f\u3059\u308b\u305f\u3081\u306e\u5b9f\u8df5\u7684\u30ac\u30a4\u30c9\u30e9\u30a4\u30f3\u3092\u63d0\u4f9b\u3059\u308b\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u7f601\uff1a\u96a0\u308c\u305f\u30b5\u30fc\u30d3\u30b9\u6599\u91d1\u306e\u7d2f\u7a4d - \u56fd\u5883\u3092\u8d8a\u3048\u305f\u5b66\u8cbb\u652f\u6255\u3044\u306e\u30b5\u30fc\u30d3\u30b9\u6599\u91d1\u6bd4\u8f03<\/h3>\n\n\n\n<h3 class=\"wp-block-heading\">\u5178\u578b\u7684\u306a\u30b7\u30ca\u30ea\u30aa<\/h3>\n\n\n\n<p>\u3042\u308b\u89aa\u304c\u5b50\u4f9b\u306e\u5b66\u8cbb\u3068\u3057\u30661TP550,000\u3092\u9280\u884c\u96fb\u4fe1\u9001\u91d1\u3057\u305f\u304c\u3001\u5b9f\u969b\u306b\u53d7\u3051\u53d6\u3063\u305f\u91d1\u984d\u306f1TP548,200\u306b\u904e\u304e\u306a\u304b\u3063\u305f\u3002\u4ef2\u4ecb\u9280\u884c\u304c\u5dee\u3057\u5f15\u3044\u305f\u624b\u6570\u6599\u3068\u9001\u91d1\u30b5\u30fc\u30d3\u30b9\u624b\u6570\u6599\u3092\u5408\u308f\u305b\u308b\u3068$1,800\u306b\u3082\u306a\u308b\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u30d7\u30ed\u306e\u5206\u6790<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u9280\u884c\u96fb\u4fe1\u9001\u91d1<\/strong>:\u901a\u5e38\u3001\u9001\u91d1\u984d\uff08\u6700\u4f4e50\u5143\uff09\u306e0.1%\u306b\u52a0\u3048\u3001$20\uff5e$50\u306e\u9280\u884c\u4ef2\u4ecb\u624b\u6570\u6599\u304c\u304b\u304b\u308a\u307e\u3059\u3002<\/li>\n\n\n\n<li><strong>\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u6c7a\u6e08<\/strong>:2.5%\u304b\u30893%\u306e\u70ba\u66ff\u624b\u6570\u6599\u304c\u767a\u751f\u3057\u3001\u6d77\u5916\u53d6\u5f15\u624b\u6570\u6599\u304c\u304b\u304b\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/li>\n\n\n\n<li><strong>\u7b2c\u4e09\u8005\u6c7a\u6e08\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0<\/strong>:\u5305\u62ec\u7684\u306a\u624b\u6570\u6599\u7387\u306f0.3%\u304b\u30890.5%\uff08\u96a0\u308c\u305f\u624b\u6570\u6599\u306a\u3057\uff09\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5168\u984d\u53d7\u3051\u53d6\u308a\u300d\u3092\u7d04\u675f\u3057\u3066\u304f\u308c\u308b\u30b5\u30fc\u30d3\u30b9\u30fb\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u3092\u9078\u3076\u3053\u3068\uff08\u305f\u3068\u3048\u3070 <a href=\"https:\/\/payment.swooshtransfer.cn\/\" data-type=\"link\" data-id=\"https:\/\/payment.swooshtransfer.cn\/\">\u30a6\u30fc\u30b7\u30e5\u30da\u30a4\u306e \"\u640d\u5931\u30bc\u30ed\u30fb\u30c1\u30e3\u30f3\u30cd\u30eb\"<\/a> ).<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u7f602\uff1a\u652f\u6255\u3044\u9045\u5ef6\u306b\u3088\u308b\u767b\u9332\u4e0d\u5c65\u884c - \u7559\u5b66\u9001\u91d1\u306f\u3069\u306e\u304f\u3089\u3044\u3067\u5c4a\u304f\u306e\u304b\uff1f<\/h3>\n\n\n\n<h3 class=\"wp-block-heading\">\u30c7\u30fc\u30bf\u8b66\u544a<\/h3>\n\n\n\n<p>2023\u5e74\u7b2c3\u56db\u534a\u671f\u306b\u306f\u3001\u7559\u5b66\u8cbb\u7528\u306e\u652f\u6255\u3044\u306b\u95a2\u3059\u308b\u7d1b\u4e89\u306e\u3046\u306141.7%\u304c\u652f\u6255\u9045\u5ef6\u306b\u8d77\u56e0\u3059\u308b\u3082\u306e\u3067\u3042\u3063\u305f\u3002\u4e2d\u306b\u306f\u5165\u5b66\u53d6\u308a\u6d88\u3057\u306e\u5371\u6a5f\u306b\u76f4\u9762\u3057\u305f\u5b66\u751f\u3082\u3044\u305f\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u9069\u6642\u6027\u6bd4\u8f03\u8868<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\u652f\u6255\u65b9\u6cd5<\/th><th>\u5e73\u5747\u5230\u7740\u6642\u9593<\/th><th>\u7dca\u6025\u30aa\u30d7\u30b7\u30e7\u30f3<\/th><\/tr><\/thead><tbody><tr><td>\u9280\u884c SWIFT\u9001\u91d1<\/td><td>3-7\u55b6\u696d\u65e5<\/td><td>\u5165\u624b\u4e0d\u53ef<\/td><\/tr><tr><td>\u30a6\u30fc\u30b7\u30e5\u30da\u30a4<\/td><td>1\uff5e3\u55b6\u696d\u65e5<\/td><td>\u5229\u7528\u53ef\u80fd\uff08\u6700\u77ed4\u6642\u9593\uff09<\/td><\/tr><tr><td>\u30aa\u30f3\u30e9\u30a4\u30f3\u30af\u30ec\u30b8\u30c3\u30c8\u6c7a\u6e08<\/td><td>\u5373\u6642\u5230\u7740<\/td><td>\u524d\u6255\u3044\u306e3%\u30b5\u30fc\u30d3\u30b9\u6599\u304c\u5fc5\u8981<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4e8b\u524d\u306b\u300c\u4e8b\u524d\u5be9\u67fb\u6e08\u307f\u652f\u6255\u3044\u66f8\u985e\u4e00\u5f0f\u300d\u3092\u7528\u610f\u3059\u308b\uff1a\u5165\u5b66\u901a\u77e5\u66f8\u306e\u30b9\u30ad\u30e3\u30f3\u30b3\u30d4\u30fc\uff0b\u5b66\u6821\u53e3\u5ea7\u60c5\u5831\uff0b\u8eab\u5206\u8a3c\u660e\u66f8\u3002<\/li>\n\n\n\n<li>\u7dca\u6025\u6642\u306b\u306f <a href=\"https:\/\/payment.swooshtransfer.cn\/\" data-type=\"link\" data-id=\"https:\/\/payment.swooshtransfer.cn\/\">Wooshpay\u306e\u30e9\u30a4\u30c8\u30cb\u30f3\u30b0\u6c7a\u6e08\u30c1\u30e3\u30cd\u30eb<\/a>\u63d0\u51fa\u5f8c\u3001\u81ea\u52d5\u7684\u306b\u512a\u5148\u9806\u4f4d\u304c\u4ed8\u3051\u3089\u308c\u307e\u3059\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u7f603\uff1a\u70ba\u66ff\u30ec\u30fc\u30c8\u306e\u5909\u52d5\u304c\u4e88\u7b97\u3092\u98df\u3044\u5c3d\u304f\u3059 - \u7559\u5b66\u8cbb\u7528\u306e\u652f\u6255\u3044\u306b\u6700\u3082\u8cbb\u7528\u5bfe\u52b9\u679c\u306e\u9ad8\u3044\u70ba\u66ff\u30ec\u30fc\u30c8\u3092\u8a08\u7b97\u3059\u308b\u65b9\u6cd5<\/h3>\n\n\n\n<h3 class=\"wp-block-heading\">\u30b1\u30fc\u30b9\u30fb\u30c7\u30e2\u30f3\u30b9\u30c8\u30ec\u30fc\u30b7\u30e7\u30f3<\/h3>\n\n\n\n<p>2022\u5e74\u3001\u82f1\u56fd\u30dd\u30f3\u30c9\u3068\u4e2d\u56fd\u4eba\u6c11\u5143\u306e\u70ba\u66ff\u30ec\u30fc\u30c8\u306f8.2\u304b\u30897.3\u306b\u4e0b\u304c\u3063\u305f\u30023\u56de\u306b\u5206\u3051\u3066\u4e21\u66ff\u3057\u305f\u5bb6\u5ead\u306f\u3001\u4e00\u62ec\u6255\u3044\u306e\u5bb6\u5ead\u306b\u6bd4\u3079\u306618,000\u5143\u4ee5\u4e0a\u7bc0\u7d04\u3067\u304d\u305f\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u64cd\u4f5c\u30ac\u30a4\u30c9<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u70ba\u66ff\u30ec\u30fc\u30c8\u30ed\u30c3\u30af\u6a5f\u80fd<\/strong>:\u70ba\u66ff\u30ec\u30fc\u30c8\u3092\u5b89\u3044\u3068\u3053\u308d\u306772\u6642\u9593\u51cd\u7d50\u3059\u308b\u3002<\/li>\n\n\n\n<li><strong>\u4e00\u62ec\u4e21\u66ff<\/strong>:\u904e\u53bb\u306e\u30c7\u30fc\u30bf\u306b\u57fa\u3065\u304d\u30017\u6708\u304b\u30898\u6708\u306e\u70ba\u66ff\u30ec\u30fc\u30c8\u306e\u8c37\u9593\u306b\u30d0\u30c3\u30c1\u30aa\u30da\u30ec\u30fc\u30b7\u30e7\u30f3\u3092\u5b9f\u65bd\u3059\u308b\u3002<\/li>\n\n\n\n<li><strong>\u30d6\u30e9\u30c3\u30af\u30dc\u30c3\u30af\u30b9\u4fa1\u683c\u3092\u907f\u3051\u308b<\/strong>:\u9280\u884c\u306e\u300c\u30b9\u30dd\u30c3\u30c8\u58f2\u308a\u30ec\u30fc\u30c8\u300d\u3092\u62d2\u5426\u3057\u3001\u56fd\u969b\u5916\u56fd\u70ba\u66ff\u5e02\u5834\u306b\u9023\u52d5\u3059\u308b\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u306e\u4e2d\u9593\u30ec\u30fc\u30c8\u3092\u9078\u629e\u3059\u308b\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u63a8\u5968\u30c4\u30fc\u30eb<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4f7f\u7528\u3092\u9078\u629e\u3059\u308b <a href=\"https:\/\/payment.swooshtransfer.cn\/\" data-type=\"link\" data-id=\"https:\/\/payment.swooshtransfer.cn\/\">\u30a6\u30fc\u30b7\u30e5\u30da\u30a4<\/a> \u652f\u6255\u3044\u306f\u3001\u81ea\u52d5\u7684\u306b\u6700\u9069\u306a\u70ba\u66ff\u30bf\u30a4\u30df\u30f3\u30b0\u306b\u5408\u308f\u305b\u307e\u3059\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u7f604\uff1a\u6d77\u5916\u53e3\u5ea7\u7ba1\u7406\u306e\u76f2\u70b9-\u7559\u5b66\u751f\u306e\u305f\u3081\u306e\u6d77\u5916\u53e3\u5ea7\u958b\u8a2d\u30ac\u30a4\u30c9<\/h3>\n\n\n\n<h3 class=\"wp-block-heading\">\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u306e\u30dd\u30a4\u30f3\u30c8<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u30a4\u30ae\u30ea\u30b9<\/strong>:CAS\u756a\u53f7\u3068\u5bbf\u6cca\u8a3c\u660e\u304c\u5fc5\u8981\u3002<\/li>\n\n\n\n<li><strong>\u7c73\u56fd<\/strong>:SSN\/ITIN\u756a\u53f7\u306f\u30a2\u30ab\u30a6\u30f3\u30c8\u6a5f\u80fd\u306b\u5f71\u97ff\u3092\u4e0e\u3048\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/li>\n\n\n\n<li><strong>\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2<\/strong>:\u7d0d\u7a0e\u7533\u544a\u66f8\u306f\u53e3\u5ea7\u53d6\u5f15\u8a18\u9332\u3068\u95a2\u9023\u4ed8\u3051\u3089\u308c\u308b\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u3092\u901a\u3057\u3066<a href=\"https:\/\/wooshpay.com\/zh\/education-solution\/\" data-type=\"link\" data-id=\"https:\/\/wooshpay.com\/zh\/education-solution\/\"> 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However, 32% of these families suffered losses due to improper payment operations. This article will focus on five high-frequency risk scenarios and provide practical guidelines to avoid these pitfalls. Trap 1: Cumulative Hidden Service Fees &#8211; Comparison of Service Fees for Cross-border Tuition Fee Payments Typical Scenario A parent made a bank telegraphic transfer of $50,000 for their child&#8217;s tuition fee, but the actual received amount was only $48,200. The [&hellip;]<\/p>","protected":false},"author":1,"featured_media":17289,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","footnotes":""},"categories":[23],"tags":[2100,2101,2102],"class_list":["post-18898","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-education-payments","tag-study-abroad-payment-guide","tag-study-abroad-payments","tag-study-abroad-remittances"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.8 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Study Abroad Payment Guide: 5 Cross-border Payment Traps Ignored by 90% of Parents - WooshPay<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wooshpay.com\/ja\/resources\/\u77e5\u8b58\/education-payments\/2025\/04\/16\/study-abroad-payment-guide-5-cross-border-payment-traps-ignored-by-90-of-parents\/\" \/>\n<meta property=\"og:locale\" content=\"ja_JP\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Study Abroad Payment Guide: 5 Cross-border Payment Traps Ignored by 90% of Parents\" \/>\n<meta property=\"og:description\" content=\"Introduction: Cross-border payment has become a necessity for studying abroad, but risks lurk According to the 2023 study abroad data released by the Ministry of Education, over 868,000 Chinese students studying abroad completed their tuition fee payments through cross-border transactions. However, 32% of these families suffered losses due to improper payment operations. This article will focus on five high-frequency risk scenarios and provide practical guidelines to avoid these pitfalls. Trap 1: Cumulative Hidden Service Fees &#8211; Comparison of Service Fees for Cross-border Tuition Fee Payments Typical Scenario A parent made a bank telegraphic transfer of $50,000 for their child&#8217;s tuition fee, but the actual received amount was only $48,200. 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Cross-border payment has become a necessity for studying abroad, but risks lurk According to the 2023 study abroad data released by the Ministry of Education, over 868,000 Chinese students studying abroad completed their tuition fee payments through cross-border transactions. However, 32% of these families suffered losses due to improper payment operations. 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