{"id":12057,"date":"2023-08-08T12:17:10","date_gmt":"2023-08-08T12:17:10","guid":{"rendered":"https:\/\/wooshpay.com\/?post_type=docs&#038;p=12057"},"modified":"2023-08-08T12:17:11","modified_gmt":"2023-08-08T12:17:11","password":"","slug":"klarna","status":"publish","type":"docs","link":"https:\/\/wooshpay.com\/ko\/docs\/klarna\/","title":{"rendered":"\ud074\ub77c\ub974\ub098"},"content":{"rendered":"<p>Learn about Klarna, a global payment method for customers to buy now and pay later.<\/p>\n\n\n\n<p>Klarna gives customers a range of payment options during checkout. Available payment options vary depending on the customer\u2019s billing address and the transaction amount.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-characteristics\">\ud2b9\uc131<\/h2>\n\n\n\n<p>The availability of payment methods per country depends on the merchant vertical.<br><img decoding=\"async\" src=\"https:\/\/api.apifox.cn\/api\/v1\/projects\/1296482\/resources\/362100\/image-preview\" alt=\"image.png\"><\/p>\n\n\n\n<p>Available country codes, Processing (Presentation) currencies, Settlement currencies, and Consumer currencies can be found from the table above.<\/p>\n\n\n\n<p>The customer is redirected to the Klarna payment page to pay. If the customer chooses a deferred payment option, Klarna may collect additional information for risk assessment and approval. After providing payment details to Klarna, the transaction succeeds, and the customer is redirected back to your website.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-properties\">Properties<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-minimum-transaction-amount\">\ucd5c\uc18c \uac70\ub798 \uae08\uc561<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Fair Financing (country and time period dependent)<\/th><th>Pay in 3<\/th><th>Pay Later<\/th><th>Pay Now<\/th><\/tr><\/thead><tbody><tr><td><strong>AT, DE:<\/strong> 6m=25 EUR, 12m=120 EUR, 24m=1,000 EUR, 36m=1,500 EUR<\/td><td>35 EUR<\/td><td><strong>AT, DE:<\/strong> 0.1 EUR<\/td><td>0 EUR<\/td><\/tr><tr><td><strong>FI:<\/strong> 6m=25 EUR, 12m=500 EUR, 24m=1,000 EUR, 36m=1,500 EUR<\/td><td>25 GBP<\/td><td><strong>all other countries:<\/strong> 1 EUR or equivalent<\/td><td>0 SEK<\/td><\/tr><tr><td><strong>NO:<\/strong> 6m=250 NOK, 12m=5,000 NOK, 24m=10,000 NOK, 36m=15,000 NOK<\/td><td>350 DKK<\/td><td><\/td><td>0 CHF<\/td><\/tr><tr><td><strong>SE:<\/strong> 6m=250 SEK, 12m=5,000 SEK, 24m=10,000 SEK, 36m=15,000 SEK<\/td><td><\/td><td><\/td><td><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-maximum-transaction-amount\">\ucd5c\ub300 \uac70\ub798 \uae08\uc561<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Fair Financing<\/th><th>Pay in 3<\/th><th>Pay Later<\/th><th>Pay Now<\/th><\/tr><\/thead><tbody><tr><td>Max limit set by Klarna<\/td><td>1000 EUR<\/td><td><strong>BE:<\/strong> 1,500 EUR (new users), 2,500 EUR (returning users)<\/td><td>15,000 EUR<\/td><\/tr><tr><td><\/td><td>1000 GBP<\/td><td><strong>AT, FI, DE, NL:<\/strong> 5000 EUR<\/td><td>150,000 SEK<\/td><\/tr><tr><td><\/td><td>50,000 DKK<\/td><td>50,000 DKK, 75,000 NOK, 7,000 PLN, 100,000 SEK, 1,000 CHF, 600 GBP<\/td><td>15,000 CHF<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-integration-method\">\ud1b5\ud569 \ubc29\ubc95<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-server-to-server\">\uc11c\ubc84 \ub300 \uc11c\ubc84<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-create-a-paymentintent\">\uacb0\uc81c \uc778\ud150\ud2b8 \uc0dd\uc131<\/h4>\n\n\n\n<p>\uacb0\uc81c \uc778\ud150\ud2b8\ub294 \uace0\uac1d\uc73c\ub85c\ubd80\ud130 \uacb0\uc81c\ub97c \uc218\uae08\ud558\ub824\ub294 \uc758\ub3c4\ub97c \ub098\ud0c0\ub0b4\ub294 \uac1d\uccb4\ub85c, \uac01 \ub2e8\uacc4\uc5d0\uc11c \uacb0\uc81c \ud504\ub85c\uc138\uc2a4\uc758 \ub77c\uc774\ud504\uc0ac\uc774\ud074\uc744 \ucd94\uc801\ud569\ub2c8\ub2e4.<br>\uba3c\uc800 \uc11c\ubc84\uc5d0\uc11c PaymentIntent\ub97c \uc0dd\uc131\ud558\uace0 \uc218\uae08\ud560 \uae08\uc561\uacfc \uc720\ub85c \ud1b5\ud654\ub97c \uc9c0\uc815\ud569\ub2c8\ub2e4(SEPA \uc790\ub3d9 \uc774\uccb4\ub294 \ub2e4\ub978 \ud1b5\ud654\ub294 \uc9c0\uc6d0\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4).<br>\uc774\ubbf8 \uacb0\uc81c \uc778\ud150\ud2b8 API\ub97c \uc0ac\uc6a9\ud558\uc5ec \ud1b5\ud569\ud55c \uacbd\uc6b0, \uacb0\uc81c \uc778\ud150\ud2b8\uc758 \uacb0\uc81c \ubc29\ubc95 \uc720\ud615 \ubaa9\ub85d\uc5d0 sepa_debit\uc744 \ucd94\uac00\ud558\uc138\uc694.<\/p>\n\n\n\n<p><strong><em>\uc694\uccad<\/em><\/strong><\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>{\n    \"amount\": 2000,\n    \"currency\": \"EUR\",\n    \"confirm\": true,\n    \"payment_method_data\": {\n        \"type\": \"klarna\",\n        \"billing_details\": {\n            \"address\": {\n                \"country\": \"DE\"\n            },\n            \"name\": \"Anthony VDK\"\n        }\n    },\n    \"merchant_order_id\": \"txid_20221116110000\",\n    \"return_url\": \"https:\/\/wooshpay.com\"\n}<\/code><\/pre>\n\n\n\n<p><strong><em>\uc751\ub2f5<\/em><\/strong><\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>{\n    \"id\": \"pi_1646475541005467648\",\n    \"object\": \"payment_intent\",\n    \"created\": 1681385334000,\n    \"currency\": \"EUR\",\n    \"amount\": 2000,\n    \"status\": \"requires_action\",\n    \"livemode\": false,\n    \"merchant_order_id\": \"txid_20221116110000\",\n    \"client_secret\": \"pi_1646475541005467648_secret_nv4NCSnCNwjg8rF7wZ9TK566\",\n    \"next_action\": {\n        \"type\": \"klarna_handle_redirect\",\n        \"klarna_handle_redirect\": {\n            \"url\": \"https:\/\/r2.girogate.de\/klarna\/T971\/I?tx=140058501637&amp;rs=JdVuSMbapR6Tmci2UV82N8HKVzDHM00t&amp;cs=7985d309af13cf53c6fe0b9acbfd9f493206330132aa7d63670137317ae60661\"\n        }\n    },\n    \"payment_method_types\": &#91;\n        \"klarna\"\n    ],\n    \"confirmation_method\": \"automatic\",\n    \"return_url\": \"https:\/\/wooshpay.com\",\n    \"payment_method\": \"pm_1646475540888027136\",\n    \"capture_method\": \"automatic\"\n}<\/code><\/pre>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-refund\">\ud658\ubd88<\/h3>\n\n\n\n<p>You can refund Klarna charges up to 365 days after the payment completes. Klarna cancels any remaining payments on a refunded charge and returns the already-paid amount to the customer. Refunds usually take 5-7 business days to complete, but may take longer depending on the customer\u2019s financial institution and the type of purchase.<\/p>\n\n\n\n<p><strong>Refund amount:<\/strong><br>Klarna supports full, partial, and multiple partial refunds.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-transaction-flow\">Transaction Flow<\/h3>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/api.apifox.cn\/api\/v1\/projects\/1296482\/resources\/362182\/image-preview\" alt=\"\"\/><\/figure>","protected":false},"excerpt":{"rendered":"<p>Learn about Klarna, a global payment method for customers to buy now and pay later. Klarna gives customers a range of payment options during checkout. Available payment options vary depending on the customer\u2019s billing address and the transaction amount. Characteristics The availability of payment methods per country depends on the merchant vertical. Available country codes, [&hellip;]<\/p>","protected":false},"author":1,"featured_media":17289,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_uag_custom_page_level_css":"","footnotes":""},"doc_category":[395],"doc_tag":[399,324,323],"class_list":["post-12057","docs","type-docs","status-publish","has-post-thumbnail","hentry","doc_category-add-more-payment-methods","doc_tag-klarna","doc_tag-open-api","doc_tag-payment"],"year_month":"2026-04","word_count":477,"total_views":"2292","reactions":{"happy":"1","normal":"1","sad":"1"},"author_info":{"name":"wooshpaysite \uad00\ub9ac\uc790","author_nicename":"wooshpaysiteadmin","author_url":"https:\/\/wooshpay.com\/ko\/author\/wooshpaysiteadmin\/"},"doc_category_info":[{"term_name":"Add more payment methods","term_url":"https:\/\/wooshpay.com\/ko\/docs-category\/add-more-payment-methods\/"}],"doc_tag_info":[{"term_name":"klarna","term_url":"https:\/\/wooshpay.com\/ko\/docs-tag\/klarna\/"},{"term_name":"open api","term_url":"https:\/\/wooshpay.com\/ko\/docs-tag\/open-api\/"},{"term_name":"payment","term_url":"https:\/\/wooshpay.com\/ko\/docs-tag\/payment\/"}],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.8 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Klarna - WooshPay<\/title>\n<meta name=\"description\" content=\"Klarna gives customers a range of payment options during checkout. 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