{"id":19756,"date":"2025-09-29T03:35:49","date_gmt":"2025-09-29T03:35:49","guid":{"rendered":"https:\/\/www.wooshpay.com\/?p=19756"},"modified":"2025-09-29T07:34:28","modified_gmt":"2025-09-29T07:34:28","slug":"building-the-next-gen-payment-infrastructure-for-agentic-commerce","status":"publish","type":"post","link":"https:\/\/wooshpay.com\/ko\/%eb%a6%ac%ec%86%8c%ec%8a%a4\/%ec%a7%80%ec%8b%9d\/2025\/09\/29\/building-the-next-gen-payment-infrastructure-for-agentic-commerce\/","title":{"rendered":"\uc5d0\uc774\uc804\ud2b8 \uc0c1\uac70\ub798\ub97c \uc704\ud55c \ucc28\uc138\ub300 \uacb0\uc81c \uc778\ud504\ub77c \uad6c\ucd95"},"content":{"rendered":"<p>\uc694\uc57d: <strong>\uc5d0\uc774\uc804\ud2b8 \ucee4\uba38\uc2a4<\/strong> \uac00 \ube60\ub974\uac8c \ucd9c\uc2dc\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. As <strong>AI \uc5d0\uc774\uc804\ud2b8<\/strong> \uc0ac\ub78c\uc758 \ud074\ub9ad \uc5c6\uc774 \uc635\uc158\uc744 \ube44\uad50\ud558\uace0, \uad6c\ub3c5\uc744 \uad00\ub9ac\ud558\uace0, \uad6c\ub9e4\ub97c \uc2e4\ud589\ud558\ub824\uba74 \uacb0\uc81c\ub294 \ub208\uc5d0 \ubcf4\uc774\ub294 \uacb0\uc81c \ub2e8\uacc4\uc5d0\uc11c \ubcf4\uc774\uc9c0 \uc54a\ub294, \ud504\ub85c\uadf8\ub798\ubc0d \uac00\ub2a5\ud558\uace0 \uac80\uc99d \uac00\ub2a5\ud55c \uacc4\uce35\uc73c\ub85c \uc9c4\ud654\ud574\uc57c \ud569\ub2c8\ub2e4. \uc774 \ubb38\uc11c\uc5d0\uc11c\ub294 WooshPay\uc758 \uc811\uadfc \ubc29\uc2dd\uc778 KYA(\uc5d0\uc774\uc804\ud2b8 ID), \ud504\ub85c\uadf8\ub798\ubc0d \uac00\ub2a5\ud55c \uc790\uaca9\uc99d\uba85, \uac80\uc99d \uac00\ub2a5\ud55c \uc778\uc99d, AI \ub124\uc774\ud2f0\ube0c \uc624\ucf00\uc2a4\ud2b8\ub808\uc774\uc158\uc5d0 \ub300\ud574 \uac04\ub7b5\ud558\uac8c \uc124\uba85\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\uc2dc\ud504\ud2b8: \ud074\ub9ad\uc5d0\uc11c \uc790\uc728 \uacb0\uc81c\ub85c\uc758 \uc804\ud658<\/h3>\n\n\n\n<p>\uc218\ub144 \ub3d9\uc548 \uc628\ub77c\uc778 \uc0c1\uac70\ub798\ub294 \uac80\uc0c9, '\uad6c\ub9e4' \ud074\ub9ad, \uacb0\uc81c \ud655\uc778\uacfc \uac19\uc740 \uc775\uc219\ud55c \ud589\ub3d9\uc744 \uc911\uc2ec\uc73c\ub85c \uc774\ub8e8\uc5b4\uc84c\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud328\ud134\uc740 \ubaa8\ub4e0 \ub2e8\uacc4\uc5d0 \uc0ac\ub78c\uc774 \uc874\uc7ac\ud55c\ub2e4\uace0 \uac00\uc815\ud569\ub2c8\ub2e4. \uc5d0\uc774\uc804\ud2b8 \ucee4\uba38\uc2a4\ub294 \uc774\ub7ec\ud55c \uac00\uc815\uc744 \uae68\ub728\ub9bd\ub2c8\ub2e4. \uc774\uc81c \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uc5d0\uc774\uc804\ud2b8\ub294 \uc885\uc885 \ubc31\uadf8\ub77c\uc6b4\ub4dc\uc5d0\uc11c \uc0ac\ub78c\uacfc \uae30\uc5c5\uc744 \ub300\uc2e0\ud558\uc5ec \uc120\ud0dd \uc0ac\ud56d\uc744 \ud3c9\uac00\ud558\uace0, \uc870\uac74\uc744 \ud611\uc0c1\ud558\uace0, \uac70\ub798\ub97c \uc644\ub8cc\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc548\uc804\ud558\uace0 \uc548\uc815\uc801\uc774\uba70 \ud655\uc7a5 \uac00\ub2a5\ud55c \uacb0\uc81c\ub97c \uc704\ud574\uc11c\ub294 API \uae30\ubc18\uc758 \uc815\ucc45 \uc911\uc2ec \uacb0\uc81c\uac00 \uc774\ub8e8\uc5b4\uc838\uc57c \ud569\ub2c8\ub2e4. \uc989, \ub2e4\uc74c\uc744 \uc704\ud574 \uc124\uacc4\ub41c \uacb0\uc81c \uc778\ud504\ub77c\uac00 \ud544\uc694\ud569\ub2c8\ub2e4. <strong>AI \uc5d0\uc774\uc804\ud2b8<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\uc5d0\uc774\uc804\ud2b8 \ucee4\uba38\uc2a4\ub780 \ubb34\uc5c7\uc778\uac00\uc694?<\/h3>\n\n\n\n<p>\uc5d0\uc774\uc804\ud2b8 \uc0c1\uac70\ub798\ub294 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uc5d0\uc774\uc804\ud2b8\uac00 \uc704\uc784\ub41c \uad8c\ud55c\uc73c\ub85c \uac70\ub798\ub97c \uc2dc\uc791\ud558\uace0 \uc644\ub8cc\ud558\ub294 \ub514\uc9c0\ud138 \uac70\ub798 \ubc29\uc2dd\uc785\ub2c8\ub2e4. \uc5d0\uc774\uc804\ud2b8\ub294 \uba85\ud655\ud558\uac8c \uc815\uc758\ub41c \ubc94\uc704(\uc608: '$20\uae4c\uc9c0 \uad6c\ub3c5 \uac31\uc2e0', '\uc2b9\uc778\ub41c \ub3c4\uad6c \uad6c\ub9e4', '\uc784\uacc4\uac12 X \uc774\ud558\ub85c \uac00\uaca9 \uc720\uc9c0') \ub0b4\uc5d0\uc11c \uc0ac\uc6a9\uc790 \ub610\ub294 \uc870\uc9c1\uc744 \ub300\uc2e0\ud558\uc5ec \uc5c5\ubb34\ub97c \uc218\ud589\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774 \ubaa8\ub378\uc740 \uacb0\uc81c \uc2a4\ud0dd\uc5d0 \uc0c8\ub85c\uc6b4 \uc694\uad6c \uc0ac\ud56d\uc744 \ub3c4\uc785\ud569\ub2c8\ub2e4:<\/p>\n\n\n\n<p>-\uc5b4\ub5a4 \uc0c1\ub2f4\uc6d0\uc774 \ub300\ud589\ud558\uace0 \uc788\ub294\uc9c0, \ub204\uac00 \uad8c\ud55c\uc744 \uc704\uc784\ud588\ub294\uc9c0 \ud30c\uc545\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>-\uc790\uae08 \ubc0f \ubbfc\uac10\ud55c \ub370\uc774\ud130\uc5d0 \ub300\ud55c \ucd5c\uc18c \uad8c\ud55c \uc561\uc138\uc2a4\ub97c \uc2dc\ud589\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>-\uc7ac\uc0ac\uc6a9 \uac00\ub2a5\ud55c \ube44\ubc00\uc774 \uc544\ub2cc \uc554\ud638\ud654 \uc99d\uba85\uc73c\ub85c \uc791\uc5c5\uc744 \uc778\uc99d\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>-\uc815\ucc45 \ubc0f \uc2e4\uc2dc\uac04 \uacb0\uacfc\uc5d0 \ub530\ub77c \ud504\ub85c\uadf8\ub798\ubc0d \ubc29\uc2dd\uc73c\ub85c \uacb0\uc81c\ub97c \uc870\uc815\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>-\ud310\ub9e4\uc790, \ubc1c\uae09\uc790 \ubc0f \uaddc\uc81c \uae30\uad00\uc744 \ub9cc\uc871\uc2dc\ud0ac \uc218 \uc788\ub294 \uc124\uba85 \uac00\ub2a5\ud55c \uac10\uc0ac \ucd94\uc801\uc744 \uc720\uc9c0\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\uae30\uc874 \uacb0\uc81c \ubc29\uc2dd\uc774 AI \uc5d0\uc774\uc804\ud2b8\uc5d0\uac8c \ubd80\uc871\ud55c \uc774\uc720<\/h3>\n\n\n\n<p>-\uc778\uac04 \uc911\uc2ec\uc801 \uac00\uc815: \uae30\uc874 \ud50c\ub85c\uc6b0\uc5d0\uc11c\ub294 UI \ud074\ub9ad, OTP \uc785\ub825, \uc218\ub3d9 \uac80\ud1a0\ub97c \uae30\ub300\ud569\ub2c8\ub2e4. \uc5d0\uc774\uc804\ud2b8\uc5d0\uac8c\ub294 \uae30\uacc4 \uc6b0\uc120\uc758 API \ud638\ucd9c \uac00\ub2a5\ud55c \ud50c\ub85c\uc6b0\uac00 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>-\ubd88\ud22c\uba85\ud55c \uc2e0\uc6d0: \uae30\uc874 \uc2dc\uc2a4\ud15c\uc740 \ucd5c\uc885 \uc0ac\uc6a9\uc790\uc640 \uc774\ub4e4\uc744 \ub300\uc2e0\ud558\ub294 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uc5d0\uc774\uc804\ud2b8\uc758 \uad6c\ubd84\uc744 \uac70\uc758 \ud45c\ud604\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>-\uc815\uc801 \uc790\uaca9\uc99d\uba85: \uc218\uba85\uc774 \uae34 \ube44\ubc00\uacfc \uc800\uc7a5\ub41c PAN\uc740 \uc704\ud5d8\uc744 \uc99d\uac00\uc2dc\ud0a4\ubbc0\ub85c \uc0c1\ub2f4\uc6d0\uc5d0\uac8c\ub294 \uc784\uc2dc\uc801\uc774\uace0 \ubc94\uc704\uac00 \uc9c0\uc815\ub418\uba70 \ucde8\uc18c \uac00\ub2a5\ud55c \uc790\uaca9 \uc99d\uba85\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>-\ud30c\ud3b8\ud654\ub41c \uc624\ucf00\uc2a4\ud2b8\ub808\uc774\uc158: \ucc44\ub110 \uc131\ub2a5\uc740 \ub2e4\uc591\ud558\uba70 \uc0c1\ub2f4\uc6d0\uc5d0\uac8c\ub294 \uc560\ub4dc\ud639 \ud1b5\ud569\uc774 \uc544\ub2cc \uc815\ucc45 \uc911\uc2ec\uc758 \ub77c\uc6b0\ud305, \uc7ac\uc2dc\ub3c4 \ubc0f \ud3f4\ubc31\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>-\uac10\uc0ac \uac00\ub2a5\uc131 \uc81c\ud55c: \uc5d0\uc774\uc804\ud2b8\uc758 \ud589\ub3d9\uc5d0 \ub300\ud55c \uc554\ud638\ub85c \uc5f0\uacb0\ub41c \uae30\ub85d\uc774 \uc5c6\uc73c\uba74 \uc758\ub3c4, \ubc94\uc704 \ubc0f \ucd9c\ucc98\ub97c \uc785\uc99d\ud558\uae30\uac00 \uc5b4\ub835\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">AI \ub124\uc774\ud2f0\ube0c \uacb0\uc81c\ub97c \uc704\ud55c \uc124\uacc4 \uc6d0\uce59<\/h3>\n\n\n\n<p>1. \uc5d0\uc774\uc804\ud2b8 \uc2e0\uc6d0\uc744 \uba85\ud655\ud788 \ud569\ub2c8\ub2e4: \uac70\ub798 \ubaa8\ub378 \ub0b4\uc5d0\uc11c \ud56d\uc0c1 \uc5d0\uc774\uc804\ud2b8, \ubcf8\uc778, \ud310\ub9e4\uc790\ub97c \uad6c\ubd84\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>2. \ucd5c\uc18c \uad8c\ud55c \uc561\uc138\uc2a4: \ud544\uc694\ud55c \uad8c\ud55c\ub9cc \ud544\uc694\ud55c \uae30\uac04 \ub3d9\uc548\ub9cc \ubd80\uc5ec\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>3. \ud655\uc778 \uac00\ub2a5\ud55c \uc778\uc99d: \ube44\ubc00\ubc88\ud638\ub098 \uacf5\uc720 \ube44\ubc00\ubcf4\ub2e4 \uc554\ud638\ud654 \uc11c\uba85 \ubc0f \uc99d\uba85\uc744 \uc120\ud638\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>4. \ud504\ub85c\uadf8\ub798\ubc0d \uac00\ub2a5\ud55c \uc624\ucf00\uc2a4\ud2b8\ub808\uc774\uc158: \ub77c\uc6b0\ud305 \ubc0f \ub9ac\uc2a4\ud06c \uc815\ucc45\uc744 \uba85\uc2dc\uc801\uc774\uace0, \ud14c\uc2a4\ud2b8 \uac00\ub2a5\ud558\uba70, \uc774\ubca4\ud2b8 \uc911\uc2ec\uc73c\ub85c \uc124\uc815\ud558\uc138\uc694.<\/p>\n\n\n\n<p>5. \ud22c\uba85\ud55c \ub3d9\uc758 \ubc0f \uac10\uc0ac: \ubaa8\ub4e0 \uc791\uc5c5\uc758 \ub204\uac00\/\ubb34\uc5c7\uc744\/\uc65c\/\uc5b8\uc81c \uc218\ud589\ud588\ub294\uc9c0 \ucea1\ucc98\ud558\uace0 \uc774\ub97c \uc554\ud638\ud654\ud558\uc5ec \uc5f0\uacb0\ud558\uc138\uc694.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">WooshPay: \uc5d0\uc774\uc804\ud2b8\ub97c \uc704\ud55c \uacb0\uc81c \ub124\ud2b8\uc6cc\ud06c<\/h3>\n\n\n\n<p>WooshPay\ub294 \ub2e4\uc74c\uacfc \uac19\uc740 \ucc28\uc138\ub300 \uacb0\uc81c \uc778\ud504\ub77c\ub97c \uad6c\ucd95\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. <strong>\uc0c1\ub2f4\uc6d0 \ub300 \ud310\ub9e4\uc790<\/strong> \ud2b8\ub79c\uc7ad\uc158\uc744 \uc548\uc815\uc801\uc774\uace0 \uc9c0\ub2a5\uc801\uc774\uba70 \ubcf4\uc774\uc9c0 \uc54a\ub294 \ubc29\uc2dd\uc73c\ub85c \ucc98\ub9ac\ud569\ub2c8\ub2e4. \uc800\ud76c \uc2a4\ud0dd\uc740 \ub124 \uac00\uc9c0 \ud575\uc2ec \uae30\ub2a5\uc744 \uc911\uc2ec\uc73c\ub85c \uad6c\uc131\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><strong>1. KYA: \uc0c1\ub2f4\uc6d0 \uc54c\uae30(\uc0c1\ub2f4\uc6d0 \uc2e0\uc6d0)<\/strong><\/p>\n\n\n\n<p>KYA\ub294 \uc0ac\ub78c\uacfc \uae30\uc5c5\uc744 \ub118\uc5b4 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uc5d0\uc774\uc804\ud2b8\uae4c\uc9c0 ID\ub97c \ud655\uc7a5\ud569\ub2c8\ub2e4. \uc778\ucf54\ub529\ud569\ub2c8\ub2e4:<\/p>\n\n\n\n<p>-<strong>\ucd9c\ucc98:<\/strong> \uc5d0\uc774\uc804\ud2b8\ub97c \uad6c\ucd95\ud558\uace0 \uc6b4\uc601\ud558\ub294 \uc0ac\ub78c<\/p>\n\n\n\n<p>-<strong>\uc704\uc784:<\/strong> \uc5d0\uc774\uc804\ud2b8\uac00 \ub300\ud45c\ud558\ub294 \uc8fc\uccb4 \ubc0f \ubd80\uc5ec\ub41c \ubc94\uc704<\/p>\n\n\n\n<p>-<strong>\uc99d\uba85:<\/strong> \uac80\uc99d \uac00\ub2a5\ud55c \ud074\ub808\uc784(\ud0a4, \ub514\ubc14\uc774\uc2a4 \uc790\uc138, \ubaa8\ub378 \uc11c\uba85, \ud658\uacbd)<\/p>\n\n\n\n<p>KYA\ub97c \uc0ac\uc6a9\ud558\uba74 \ud310\ub9e4\uc790\uc640 \uae08\uc735 \uae30\uad00\uc740 \uac01 \uacb0\uc81c\uc758 \ubc30\ud6c4\uc5d0 \uc788\ub294 \uc5d0\uc774\uc804\ud2b8\ub97c \ud655\uc778\ud558\uace0 \ud655\uc778\ud558\uba70 \uc2e0\ub8b0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><strong>2. \ud504\ub85c\uadf8\ub798\ubc0d \uac00\ub2a5\ud55c \uc790\uaca9 \uc99d\uba85<\/strong><\/p>\n\n\n\n<p>\uc0c1\ub2f4\uc6d0\uc740 \uc0ac\ub78c\uc758 PAN\uc774\ub098 \uc624\ub798 \ubcf4\uad00\ub418\ub294 \ube44\ubc00\uc744 \ubcf4\uc720\ud574\uc11c\ub294 \uc548 \ub429\ub2c8\ub2e4. WooshPay\ub294 \uc815\ucc45\uc801\uc73c\ub85c \uc81c\ud55c\ub41c \ub3d9\uc801 \uc790\uaca9 \uc99d\uba85\uc744 \ubc1c\uae09\ud569\ub2c8\ub2e4:<\/p>\n\n\n\n<p>-\uc9c0\ucd9c \ud55c\ub3c4 \ubc0f \uc9e7\uc740 TTL\uc774 \uc788\ub294 \ub124\ud2b8\uc6cc\ud06c \ud1a0\ud070\/\uac00\uc0c1 \uc0c1\ud488<\/p>\n\n\n\n<p>-\ud2b9\uc815 \ud310\ub9e4\uc790 \ub610\ub294 \uce74\ud14c\uace0\ub9ac\ub85c \ubc94\uc704\uac00 \uc81c\ud55c\ub41c \uc9c0\uac11 \uae30\ubc18 \uc790\uaca9\uc99d\uba85<\/p>\n\n\n\n<p>-\uae08\uc561 \ud55c\ub3c4, \uc2dc\uac04 \ucc3d \ubc0f MCC \ud5c8\uc6a9\/\uac70\ubd80 \ubaa9\ub85d\uc744 \uc801\uc6a9\ud558\ub294 \uc815\ucc45 \uc778\uc2dd \uc790\uaca9 \uc99d\uba85<\/p>\n\n\n\n<p>\uc774\ub7ec\ud55c \uc790\uaca9 \uc99d\uba85\uc740 \uc784\uc2dc\uc801\uc774\uace0 \ucd5c\uc18c\ud55c\uc758 \uad8c\ud55c\ub9cc \ubd80\uc5ec\ub418\uba70 \uc989\uc2dc \ucde8\uc18c\ud560 \uc218 \uc788\uc73c\ubbc0\ub85c \ud3ed\ubc1c \ubc18\uacbd\uc744 \uc904\uc774\uace0 \uaddc\uc815 \uc900\uc218\ub97c \uac04\uc18c\ud654\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p><strong>3. \ud655\uc778 \uac00\ub2a5\ud55c \uc778\uc99d<\/strong><\/p>\n\n\n\n<p>WooshPay\ub294 \uc7ac\uc0ac\uc6a9 \uac00\ub2a5\ud55c \ube44\ubc00\uc744 \uc554\ud638\ud654 \uc99d\uba85\uacfc \uac80\uc99d \uac00\ub2a5\ud55c \uc790\uaca9 \uc99d\uba85\uc73c\ub85c \ub300\uccb4\ud569\ub2c8\ub2e4:<\/p>\n\n\n\n<p>-<strong>\ud53c\uc2f1 \ubc29\uc9c0:<\/strong> \ud6d4\uce58\uac70\ub098 \uc7ac\uc0dd\ud560 \uc800\uc7a5\ub41c \ube44\ubc00\uc774 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>-<strong>\ubd80\uc778 \ubc29\uc9c0:<\/strong> \uc11c\uba85\ub41c \uc694\uccad\uc740 \ud2b9\uc815 \uc0c1\ub2f4\uc6d0 \ubc0f \uc704\uc784\uc5d0 \uc791\uc5c5\uc744 \uc5f0\uacb0\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>-<strong>\uc138\ubd84\ud654\ub41c \ud574\uc9c0:<\/strong> \uc804\uccb4 \ud1b5\ud569\uc744 \uc911\ub2e8\ud558\uc9c0 \uc54a\uace0 \uc790\uaca9 \uc99d\uba85, \ud0a4 \ub610\ub294 \ubc94\uc704 \uc218\uc900\uc5d0\uc11c \ud68c\uc804\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><strong>4. \uc790\uc728\uc131\uc744 \uc704\ud55c \uc624\ucf00\uc2a4\ud2b8\ub808\uc774\uc158<\/strong><\/p>\n\n\n\n<p>\uc5d0\uc774\uc804\ud2b8\ub294 \uc9c0\uc18d\uc801\uc73c\ub85c \ub300\uaddc\ubaa8\ub85c \uc6b4\uc601\ub429\ub2c8\ub2e4. WooshPay\ub294 \uc2e4\uc2dc\uac04\uc73c\ub85c \uc870\uc815\ub418\ub294 \uc774\ubca4\ud2b8 \uc911\uc2ec \uc624\ucf00\uc2a4\ud2b8\ub808\uc774\uc158 \uacc4\uce35\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4:<\/p>\n\n\n\n<p>-<strong>\uc2a4\ub9c8\ud2b8 \ub77c\uc6b0\ud305: <\/strong>\uc131\uacf5\uacfc \ube44\uc6a9\uc774 \uac00\uc7a5 \uc798 \uc608\uce21\ub418\ub294 \uacbd\ub85c\ub97c \uc120\ud0dd\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>-<strong>\uc815\ucc45 \uc5d4\uc9c4:<\/strong> SCA \ud2b8\ub9ac\uac70, \uc9c0\ucd9c \ud55c\ub3c4 \ubc0f \uc18d\ub3c4 \uaddc\uce59\uc744 \uc77c\uad00\ub418\uac8c \uc801\uc6a9\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>-<strong>\ubcf5\uc6d0\ub825:<\/strong> \uc7ac\uc2dc\ub3c4, \uc7a5\uc560 \uc870\uce58, \ube44\ud65c\uc131 \uc0c1\ud0dc \ubc0f \ubcf5\uad6c\ub97c \uc790\ub3d9\uc73c\ub85c \ucc98\ub9ac\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>-<strong>\uc6d0\uaca9 \uce21\uc815: <\/strong>\ubd84\uc11d, \ubaa8\ub2c8\ud130\ub9c1 \ubc0f \ud559\uc2b5 \ub8e8\ud504\ub97c \uc704\ud55c \uacb0\uacfc \ubc0f \uc2e0\ud638 \uc2a4\ud2b8\ub9ac\ubc0d<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\uac1c\ubc1c\uc790 \uacbd\ud5d8: \uc5d0\uc774\uc804\ud2b8\ub97c \uc704\ud55c API \uc6b0\uc120<\/h3>\n\n\n\n<p>WooshPay\ub294 \uc5d0\uc774\uc804\ud2b8 \ub7f0\ud0c0\uc784\uc5d0 \ub9de\ucd98 \uac1c\ubc1c\uc790 \ud658\uacbd\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4:<\/p>\n\n\n\n<p>-\uacb0\uc81c, \uc790\uaca9\uc99d\uba85, \uc2e0\uc6d0 \ubc0f \uc815\ucc45 \uad00\ub9ac\ub97c \uc704\ud55c \ud1b5\ud569 API<\/p>\n\n\n\n<p>-\ub2e4\uc74c \uc791\uc5c5 \ub85c\uc9c1 \ubc0f \uc624\ucf00\uc2a4\ud2b8\ub808\uc774\uc158 \uacb0\uc815\uc744 \uc720\ub3c4\ud558\ub294 \uc6f9\ud6c5 \ubc0f \uc774\ubca4\ud2b8<\/p>\n\n\n\n<p>-\uc0c1\ub2f4\uc6d0 \ud589\ub3d9 \ubc0f \uc9c0\ucd9c \uc815\ucc45\uc744 \uc2dc\ubbac\ub808\uc774\uc158\ud558\ub294 \uc0cc\ub4dc\ubc15\uc2a4 \ubc0f \ud14c\uc2a4\ud2b8 \ubaa8\ub4dc<\/p>\n\n\n\n<p>-\uc11c\ubc84, \uc5e3\uc9c0 \ubc0f \uc5d0\uc774\uc804\ud2b8 \ud658\uacbd\uc744 \uc704\ud55c SDK \ubc0f \ud035\uc2a4\ud0c0\ud2b8<\/p>\n\n\n\n<p>\uc608(\uac1c\ub150): \uc0c1\ub2f4\uc6d0\uc774 \ubc94\uc704\uac00 \uc9c0\uc815\ub41c \uc77c\ud68c\uc6a9 \uc790\uaca9 \uc99d\uba85\uc744 \uc694\uccad\ud558\uace0 \ud574\ub2f9 \ubc94\uc704\uc5d0\uc11c \uc11c\uba85\ub41c \uacb0\uc81c \ud638\ucd9c\uc744 \uc81c\ucd9c\ud569\ub2c8\ub2e4(PAN \ucc98\ub9ac, \uc218\uba85 \uae34 \ud0a4 \uc5c6\uc74c).<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\uacb0\ub860<\/h3>\n\n\n\n<p>\uc5d0\uc774\uc804\ud2b8 \ucee4\uba38\uc2a4\ub294 \uacb0\uc81c\ub97c \uc0ac\uc6a9\uc790\uac00 \ubcfc \uc218 \uc788\ub294 \ub2e8\uacc4\uc5d0\uc11c \ubcf4\uc774\uc9c0 \uc54a\ub294 \uc778\ud504\ub77c\ub85c \uc804\ud658\ud569\ub2c8\ub2e4. \uc790\uc728\uc801\uc774\uace0 \uc815\ucc45\uc5d0 \ub530\ub77c \uac80\uc99d \uac00\ub2a5\ud55c \uac70\ub798\ub97c \uc9c0\uc6d0\ud558\ub824\uba74 \uc5d0\uc774\uc804\ud2b8 ID, \ud504\ub85c\uadf8\ub798\ubc0d \uac00\ub2a5\ud55c \uc790\uaca9 \uc99d\uba85, \uac80\uc99d \uac00\ub2a5\ud55c \uc778\uc99d \ubc0f \uc624\ucf00\uc2a4\ud2b8\ub808\uc774\uc158\uc744 \uc911\uc2ec\uc73c\ub85c \uacb0\uc81c \uc2a4\ud0dd\uc744 \uc7ac\uad6c\ucd95\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>WooshPay\uc758 \uc0ac\uba85\uc740 \uc2e0\ub8b0\ud560 \uc218 \uc788\uace0 \uc9c0\ub2a5\uc801\uc774\uba70 \ub208\uc5d0 \ubcf4\uc774\uc9c0 \uc54a\ub294 AI \uc5d0\uc774\uc804\ud2b8 \uacb0\uc81c\ub97c \uc704\ud55c \uae30\ubc18\uc744 \uc81c\uacf5\ud558\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>Summary: Agentic commerce is arriving fast. As AI agents start comparing options, managingsubscriptions, and executing purchases without human clicks, payments must evolve from a visible checkout step into an invisible, programmable, and verifiable layer. This article outlines WooshPay\u2019s approach: agent identity (KYA), programmable credentials, verifiable authentication, and AI-native orchestration. The Shift: From Clicks to Autonomous [&hellip;]<\/p>","protected":false},"author":1,"featured_media":17289,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","footnotes":""},"categories":[20,22],"tags":[2113],"class_list":["post-19756","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-knowledge","category-online-payments","tag-ai-agent-payment"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.8 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Building the Next-Gen Payment Infrastructure for Agentic Commerce - WooshPay<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wooshpay.com\/ko\/\ub9ac\uc18c\uc2a4\/\uc9c0\uc2dd\/2025\/09\/29\/building-the-next-gen-payment-infrastructure-for-agentic-commerce\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Building the Next-Gen Payment Infrastructure for Agentic Commerce\" \/>\n<meta property=\"og:description\" content=\"Summary: Agentic commerce is arriving fast. As AI agents start comparing options, managingsubscriptions, and executing purchases without human clicks, payments must evolve from a visible checkout step into an invisible, programmable, and verifiable layer. This article outlines WooshPay\u2019s approach: agent identity (KYA), programmable credentials, verifiable authentication, and AI-native orchestration. The Shift: From Clicks to Autonomous [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/wooshpay.com\/ko\/\ub9ac\uc18c\uc2a4\/\uc9c0\uc2dd\/2025\/09\/29\/building-the-next-gen-payment-infrastructure-for-agentic-commerce\/\" \/>\n<meta property=\"og:site_name\" content=\"WooshPay\" \/>\n<meta property=\"article:published_time\" content=\"2025-09-29T03:35:49+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-29T07:34:28+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/07\/pic_home_new-2.png\" \/>\n\t<meta property=\"og:image:width\" content=\"2138\" \/>\n\t<meta property=\"og:image:height\" content=\"1438\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"wooshpaysite\u7ba1\u7406\u5458\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"wooshpaysite\u7ba1\u7406\u5458\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5\ubd84\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/wooshpay.com\/pt\/recursos\/conhecimento\/2025\/09\/29\/building-the-next-gen-payment-infrastructure-for-agentic-commerce\/\",\"url\":\"https:\/\/wooshpay.com\/pt\/recursos\/conhecimento\/2025\/09\/29\/building-the-next-gen-payment-infrastructure-for-agentic-commerce\/\",\"name\":\"Building the Next-Gen Payment Infrastructure for Agentic Commerce - 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As AI agents start comparing options, managingsubscriptions, and executing purchases without human clicks, payments must evolve from a visible checkout step into an invisible, programmable, and verifiable layer. This article outlines WooshPay\u2019s approach: agent identity (KYA), programmable credentials, verifiable authentication, and AI-native orchestration. 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As AI agents start comparing options, managingsubscriptions, and executing purchases without human clicks, payments must evolve from a visible checkout step into an invisible, programmable, and verifiable layer. This article outlines WooshPay\u2019s approach: agent identity (KYA), programmable credentials, verifiable authentication, and AI-native orchestration. The Shift: From Clicks to Autonomous&hellip;","_links":{"self":[{"href":"https:\/\/wooshpay.com\/ko\/wp-json\/wp\/v2\/posts\/19756","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wooshpay.com\/ko\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wooshpay.com\/ko\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wooshpay.com\/ko\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/wooshpay.com\/ko\/wp-json\/wp\/v2\/comments?post=19756"}],"version-history":[{"count":0,"href":"https:\/\/wooshpay.com\/ko\/wp-json\/wp\/v2\/posts\/19756\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/wooshpay.com\/ko\/wp-json\/wp\/v2\/media\/17289"}],"wp:attachment":[{"href":"https:\/\/wooshpay.com\/ko\/wp-json\/wp\/v2\/media?parent=19756"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wooshpay.com\/ko\/wp-json\/wp\/v2\/categories?post=19756"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wooshpay.com\/ko\/wp-json\/wp\/v2\/tags?post=19756"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}