{"id":16047,"date":"2024-01-10T02:34:31","date_gmt":"2024-01-10T02:34:31","guid":{"rendered":"https:\/\/www.wooshpay.com\/?p=16047"},"modified":"2024-04-15T06:54:01","modified_gmt":"2024-04-15T06:54:01","slug":"mobile-payments-in-china-what-you-need-to-know-before-visiting","status":"publish","type":"post","link":"https:\/\/wooshpay.com\/pt\/recursos\/conhecimento\/online-payments\/2024\/01\/10\/mobile-payments-in-china-what-you-need-to-know-before-visiting\/","title":{"rendered":"Pagamentos m\u00f3veis na China: O que voc\u00ea precisa saber antes de visitar o pa\u00eds"},"content":{"rendered":"<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"Pagamentos m\u00f3veis na China: O que voc\u00ea precisa saber antes de visitar | Money Mind\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/9HvmX-H9siE?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-payment-challenges-and-transformations-in-china\"><strong>Desafios e transforma\u00e7\u00f5es dos pagamentos na China<\/strong><\/h2>\n\n\n\n<p>Na China, o dinheiro n\u00e3o \u00e9 mais o rei absoluto. Thomas Hood, tamb\u00e9m conhecido como Thousand TomasHood, deparou-se com v\u00e1rios desafios de pagamento durante sua recente viagem a Pequim.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"539\" src=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-1024x539.png?x-oss-process=style\/webp\" alt=\"In China, cash is no longer the absolute king. \" class=\"wp-image-16050\" srcset=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-1024x539.png?x-oss-process=style\/webp 1024w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-300x158.png?x-oss-process=style\/webp 300w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-768x404.png?x-oss-process=style\/webp 768w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-360x190.png?x-oss-process=style\/webp 360w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-18x9.png?x-oss-process=style\/webp 18w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image.png?x-oss-process=style\/webp 1396w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-encountering-payment-issues\"><strong>Encontrar problemas de pagamento<\/strong><\/h3>\n\n\n\n<p><strong>Entrevistado:<\/strong> Quando cheguei a Pequim, enfrentei alguns problemas de pagamento. Certa vez, enquanto guiava um cliente at\u00e9 a casa de Emil, a conta chegou a $2500. Tentei fazer o pagamento, mas encontrei dificuldades.<\/p>\n\n\n\n<p>Normalmente, os comerciantes que recebiam meu cart\u00e3o me informavam que n\u00e3o aceitavam esse tipo de cart\u00e3o e perguntavam sobre m\u00e9todos de pagamento alternativos, como <a href=\"https:\/\/www.unionpayintl.com\/en\/\">UnionPay<\/a> ou <a href=\"https:\/\/wooshpay.com\/pt\/recursos\/conhecimento\/online-payments\/2023\/12\/05\/the-wechat-pay-phenomenon-digital-wallets-reshaping-chinas-financial-landscapepart-one\/\">WeChat Pay<\/a>. Isso foi desanimador, mas, felizmente, meu cliente foi complacente e sugeriu um m\u00e9todo de pagamento alternativo.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-rise-of-mobile-payments\"><strong>Aumento dos pagamentos m\u00f3veis<\/strong><\/h3>\n\n\n\n<p>80% das transa\u00e7\u00f5es di\u00e1rias na China s\u00e3o realizadas por meio de telefones celulares. Seja para fazer compras, pagar contas de servi\u00e7os p\u00fablicos ou multas do governo, todas elas s\u00e3o realizadas sem problemas por meio de pagamentos m\u00f3veis. De fato, viver na China sem usar o celular <a href=\"http:\/\/wooshpay.com\/pt\/recursos\/conhecimento\/online-payments\/2024\/01\/26\/why-payment-methods-are-indispensable-for-global-commerce\/\">m\u00e9todos de pagamento<\/a> pode ser extremamente inconveniente. Historicamente, os turistas eram exclu\u00eddos desse ecossistema de pagamento, pois a conex\u00e3o com as principais plataformas, como o WeChat, exigia uma conta banc\u00e1ria local.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"535\" src=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-1-1024x535.png?x-oss-process=style\/webp\" alt=\"80% of daily transactions in China are conducted through mobile phones. \" class=\"wp-image-16051\" srcset=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-1-1024x535.png?x-oss-process=style\/webp 1024w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-1-300x157.png?x-oss-process=style\/webp 300w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-1-768x401.png?x-oss-process=style\/webp 768w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-1-360x188.png?x-oss-process=style\/webp 360w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-1-18x9.png?x-oss-process=style\/webp 18w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-1.png?x-oss-process=style\/webp 1395w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><strong>Entrevistado:<\/strong> Os turistas geralmente enfrentam desafios de pagamento, pois precisam de uma conta banc\u00e1ria local para se conectar \u00e0s principais plataformas de pagamento, como o WeChat. Alguns podem tentar usar dinheiro ou contar com a ajuda de amigos locais para fazer pagamentos.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-payment-bottlenecks-for-small-businesses\"><strong>Gargalos de pagamento para pequenas empresas<\/strong><\/h3>\n\n\n\n<p>\u00c0s vezes, pequenas lojas familiares podem ter dificuldades para fornecer troco devido \u00e0 falta de familiaridade com o manuseio de dinheiro. Com a crescente popularidade dos pagamentos on-line, espera-se que essa situa\u00e7\u00e3o mude. Em especial, o WeChat Pay e o Alipay agora aceitam cart\u00f5es de cr\u00e9dito internacionais, oferecendo aos turistas mais op\u00e7\u00f5es de pagamento.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"535\" src=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-2-1024x535.png?x-oss-process=style\/webp\" alt=\"WeChat Pay and Alipay now accept international credit cards, providing tourists with more payment options.\" class=\"wp-image-16052\" srcset=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-2-1024x535.png?x-oss-process=style\/webp 1024w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-2-300x157.png?x-oss-process=style\/webp 300w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-2-768x401.png?x-oss-process=style\/webp 768w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-2-360x188.png?x-oss-process=style\/webp 360w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-2-18x9.png?x-oss-process=style\/webp 18w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-2.png?x-oss-process=style\/webp 1391w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><strong>Entrevistado: <\/strong>Agora, <a href=\"https:\/\/wooshpay.com\/pt\/recursos\/conhecimento\/online-payments\/2023\/12\/05\/wechat-pays-transformative-impact-on-chinas-marketplace-and-beyond\/\">O WeChat e o Alipay aceitam cart\u00f5es de cr\u00e9dito internacionais<\/a>tornando os pagamentos mais convenientes para os turistas. Eles podem fazer compras em lojas, pagar em restaurantes ou at\u00e9 mesmo reservar carros ou bicicletas. Essas plataformas de pagamento n\u00e3o servem apenas como ferramentas de pagamento, mas tamb\u00e9m oferecem suporte a v\u00e1rios servi\u00e7os, como hot\u00e9is, entregas e compras, tornando tudo mais conveniente. Considerando a superconveni\u00eancia para os turistas estrangeiros na China, eles podem praticamente desfrutar desses servi\u00e7os como os habitantes locais.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"602\" src=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-3-1024x602.png?x-oss-process=style\/webp\" alt=\"Considering the super convenience for foreign tourists in China, they can practically enjoy these services like locals.\" class=\"wp-image-16053\" srcset=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-3-1024x602.png?x-oss-process=style\/webp 1024w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-3-300x176.png?x-oss-process=style\/webp 300w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-3-768x451.png?x-oss-process=style\/webp 768w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-3-360x212.png?x-oss-process=style\/webp 360w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-3-18x12.png?x-oss-process=style\/webp 18w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-3.png?x-oss-process=style\/webp 1235w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-future-trends-in-payments\"><strong>Tend\u00eancias futuras em pagamentos<\/strong><\/h3>\n\n\n\n<p><strong>Entrevistado: <\/strong>Como viajante a neg\u00f3cios, tamb\u00e9m preciso monitorar minhas despesas comerciais para entender realmente meus gastos digitais gerais. Isso tamb\u00e9m \u00e9 ben\u00e9fico para as empresas chinesas locais, pois permite que elas vendam mais. \u00c0s vezes, os turistas evitam fazer compras devido a inconveni\u00eancias de pagamento, como n\u00e3o saber como usar pagamentos m\u00f3veis, esquecer de levar dinheiro ou n\u00e3o encontrar um caixa eletr\u00f4nico.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"540\" src=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-4-1024x540.png?x-oss-process=style\/webp\" alt=\" As a business traveler, I also need to track my business expenses to truly understand my overall digital spending. \" class=\"wp-image-16054\" srcset=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-4-1024x540.png?x-oss-process=style\/webp 1024w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-4-300x158.png?x-oss-process=style\/webp 300w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-4-768x405.png?x-oss-process=style\/webp 768w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-4-360x190.png?x-oss-process=style\/webp 360w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-4-18x9.png?x-oss-process=style\/webp 18w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-4.png?x-oss-process=style\/webp 1394w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><strong>Entrevistado:<\/strong> Portanto, acredito que o governo chin\u00eas est\u00e1 implementando planos para estimular as vendas e o consumo interno por meio de <a href=\"https:\/\/wooshpay.com\/pt\/recursos\/conhecimento\/online-payments\/2023\/12\/05\/mastering-the-digital-realm-accepting-payments-online\/\">tornando os pagamentos mais convenientes<\/a>e, assim, impactar positivamente a economia.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-integration-of-mobile-payments\"><strong>Integra\u00e7\u00e3o de pagamentos m\u00f3veis<\/strong><\/h3>\n\n\n\n<p><strong>Entrevistado:<\/strong> Tentei vincular meu cart\u00e3o ao WeChat para ver como o processo \u00e9 f\u00e1cil de usar. Fiz o download do WeChat na App Store, naveguei at\u00e9 \"Configura\u00e7\u00f5es\" na se\u00e7\u00e3o \"Eu\", inseri minhas informa\u00e7\u00f5es em \"<a href=\"http:\/\/wooshpay.com\/pt\/recursos\/conhecimento\/online-payments\/2024\/01\/26\/payment-methods-ultimate-guide-choosing-the-best-option-for-you\/\">Ferramentas e m\u00e9todos de pagamento<\/a>,\" e vinculei meu cart\u00e3o com sucesso. Embora esse processo tenha sido tranquilo para mim, nem todo mundo tem a mesma experi\u00eancia. Alguns podem encontrar dificuldades devido a interfaces de aplicativos menos amig\u00e1veis para estrangeiros.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-payment-limits-and-recommendations\"><strong>Limites de pagamento e recomenda\u00e7\u00f5es<\/strong><\/h3>\n\n\n\n<p><strong>Entrevistado:<\/strong>Al\u00e9m disso, o WeChat e o Alipay estabeleceram limites para as transa\u00e7\u00f5es, como um limite de transa\u00e7\u00e3o \u00fanica de \u00a5 6.000 RMB e um limite total anual de \u00a5 60.000 RMB. Isso pode estar relacionado \u00e0s restri\u00e7\u00f5es cambiais da China. \u00c9 aconselh\u00e1vel que os turistas criem suas contas antes de deixar a China para<a href=\"https:\/\/wooshpay.com\/pt\/recursos\/conhecimento\/online-payments\/2023\/12\/05\/mastering-the-digital-realm-accepting-payments-online\/\"> evitar poss\u00edveis problemas de pagamento.<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-internationalization-of-china-s-payment-system\"><strong>Internacionaliza\u00e7\u00e3o<\/strong><strong> do sistema de pagamentos da China<\/strong><\/h2>\n\n\n\n<p><strong>Entrevistado:<\/strong> De modo geral, o ecossistema de pagamentos da China est\u00e1 caminhando para uma maior internacionaliza\u00e7\u00e3o. Essa \u00e9 uma mudan\u00e7a positiva tanto para turistas quanto para viajantes a neg\u00f3cios. No entanto, para obter o m\u00e1ximo impacto, algumas quest\u00f5es, como a conveni\u00eancia de voos e vistos, ainda precisam ser resolvidas. Embora as fronteiras tenham sido reabertas, a verdadeira recupera\u00e7\u00e3o levar\u00e1 algum tempo. Olhando para os pr\u00f3ximos anos, a dire\u00e7\u00e3o do desenvolvimento da China \u00e9 promissora.<br><br>O v\u00eddeo pode ser visto em: https:\/\/www.youtube.com\/watch?v=9HvmX-H9siE<\/p>","protected":false},"excerpt":{"rendered":"<p>Na China, o dinheiro n\u00e3o \u00e9 mais o rei absoluto. Thomas Hood, tamb\u00e9m conhecido como Thousand TomasHood, deparou-se com v\u00e1rios desafios de pagamento durante sua recente viagem a Pequim.<\/p>","protected":false},"author":1,"featured_media":17289,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","footnotes":""},"categories":[22],"tags":[1290,1291],"class_list":["post-16047","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-online-payments","tag-china-payment","tag-payment-transformations"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.8 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Mobile Payments In China: What You Need To Know Before Visiting - WooshPay<\/title>\n<meta name=\"description\" content=\"Analyzing China&#039;s payment transformation: mobile payments rise, tourist challenges, small business impacts, future trends, and 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