{"id":16537,"date":"2024-03-23T13:49:44","date_gmt":"2024-03-23T13:49:44","guid":{"rendered":"https:\/\/wooshpay.com\/?p=16537"},"modified":"2024-03-23T13:49:46","modified_gmt":"2024-03-23T13:49:46","slug":"5-secrets-for-accepting-credit-card-payment-online-more-securely-and-efficiently","status":"publish","type":"post","link":"https:\/\/wooshpay.com\/zh\/%e8%b5%84%e6%ba%90\/%e7%9f%a5%e8%af%86\/online-payments\/2024\/03\/23\/5-secrets-for-accepting-credit-card-payment-online-more-securely-and-efficiently\/","title":{"rendered":"\u66f4\u5b89\u5168\u3001\u66f4\u9ad8\u6548\u5730\u5728\u7ebf\u63a5\u53d7\u4fe1\u7528\u5361\u4ed8\u6b3e\u7684 5 \u4e2a\u79d8\u8bc0"},"content":{"rendered":"<p><img decoding=\"async\" style=\"display: block; margin: 0 auto;\" src=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/03\/2024-03-23-12-29-05.png?x-oss-process=style\/webp\" \/><\/p>\n<h2>\u6982\u62ec<\/h2>\n<p>\u6570\u5b57\u5e02\u573a\u7684\u8fc5\u731b\u53d1\u5c55\u4fc3\u4f7f\u4f01\u4e1a\u5fc5\u987b\u63a5\u53d7\u4fe1\u7528\u5361\u5728\u7ebf\u652f\u4ed8\u3002\u8fd9\u4e00\u4e3e\u63aa\u4e0d\u4ec5\u65b9\u4fbf\u4e86\u5ba2\u6237\u7684\u8d2d\u4e70\u8fc7\u7a0b\uff0c\u4e5f\u6781\u5927\u5730\u4fc3\u8fdb\u4e86\u4f01\u4e1a\u7684\u9500\u552e\u3002\u7136\u800c\uff0c\u5728\u62e5\u62b1\u7535\u5b50\u5546\u52a1\u7684\u8fc7\u7a0b\u4e2d\uff0c\u5b89\u5168\u4ea4\u6613\u3001\u9ad8\u6548\u7ed3\u8d26\u548c\u5f3a\u5927\u7684\u652f\u4ed8\u5b89\u5168\u63aa\u65bd\u7b49\u91cd\u8981\u8003\u8651\u56e0\u7d20\u5c42\u51fa\u4e0d\u7a77\u3002\u672c\u6307\u5357\u65e8\u5728\u7b80\u5316\u60a8\u8fdb\u5165\u5728\u7ebf\u5546\u52a1\u4ea4\u6613\u9886\u57df\u7684\u8fc7\u7a0b\u3002<\/p>\n<h2>\u5f00\u8bbe\u5728\u7ebf\u5546\u5bb6\u8d26\u6237<\/h2>\n<h3>\u4e86\u89e3\u5728\u7ebf\u5546\u5bb6\u8d26\u6237<\/h3>\n<p>\u5728\u7ebf <a href=\"https:\/\/en.wikipedia.org\/wiki\/Merchant_account\">\u5546\u6237\u8d26\u6237<\/a> \u4f5c\u4e3a\u4e00\u4e2a\u4e13\u7528\u94f6\u884c\u8d26\u6237\uff0c\u5b83\u5141\u8bb8\u5546\u5bb6\u63a5\u53d7\u4fe1\u7528\u5361\u5728\u7ebf\u652f\u4ed8\u3002\u8be5\u8d26\u6237\u662f\u5546\u5bb6\u3001\u94f6\u884c\u548c\u652f\u4ed8\u5904\u7406\u5546\u4e4b\u95f4\u5c31\u4e92\u8054\u7f51\u4ea4\u6613\u7ed3\u7b97\u8fbe\u6210\u7684\u534f\u8bae\u3002A <a href=\"https:\/\/en.wikipedia.org\/wiki\/Merchant_account\">\u5546\u6237\u8d26\u6237<\/a> \u7531\u4e8e\u4fe1\u7528\u5361\u652f\u4ed8\u7684\u6388\u6743\u8fc7\u7a0b\u4f1a\u51fa\u73b0\u5ef6\u8fdf\uff0c\u56e0\u6b64\u5728\u7ebf\u4ea4\u6613\u5fc5\u987b\u4f7f\u7528\u8be5\u529f\u80fd\u3002<\/p>\n<h3>\u9009\u62e9\u5408\u9002\u7684\u5546\u5bb6\u8d26\u6237\u63d0\u4f9b\u5546<\/h3>\n<p>\u9009\u62e9 <a href=\"https:\/\/en.wikipedia.org\/wiki\/Merchant_account\">\u5546\u6237\u8d26\u6237<\/a> \u4f9b\u5e94\u5546\u5bf9\u5728\u7ebf\u4ea4\u6613\u7684\u6210\u672c\u3001\u5b89\u5168\u6027\u548c\u6548\u7387\u6709\u91cd\u5927\u5f71\u54cd\u3002\u56e0\u6b64\uff0c\u4f01\u4e1a\u5728\u9009\u62e9\u4f9b\u5e94\u5546\u65f6\u5fc5\u987b\u8003\u8651\u4ea4\u6613\u8d39\u7528\u3001\u9000\u6b3e\u8d39\u7528\u3001\u652f\u4ed8\u5b89\u5168\u63aa\u65bd\u3001\u4e0e\u73b0\u6709\u7cfb\u7edf\u7684\u517c\u5bb9\u6027\u4ee5\u53ca\u53ef\u9760\u7684\u5ba2\u6237\u652f\u6301\u670d\u52a1\u7b49\u56e0\u7d20\u3002 <a href=\"https:\/\/en.wikipedia.org\/wiki\/Merchant_account\">\u5546\u6237\u8d26\u6237<\/a> \u63d0\u4f9b\u5546\u3002<\/p>\n<h3>\u8bbe\u7f6e\u8d26\u6237<\/h3>\n<p>\u9009\u5b9a\u5408\u9002\u7684\u63d0\u4f9b\u5546\u540e\uff0c\u4e0b\u4e00\u6b65\u5c31\u662f\u5f00\u8bbe\u8d26\u6237\u3002\u8fd9\u4e00\u8fc7\u7a0b\u4e00\u822c\u8981\u6c42\u5546\u5bb6\u63d0\u4f9b\u4e0e\u4e1a\u52a1\u76f8\u5173\u7684\u8be6\u7ec6\u4fe1\u606f\u3001\u4e2a\u4eba\u4fe1\u606f\u548c\u94f6\u884c\u8d26\u6237\u8be6\u7ec6\u4fe1\u606f\u3002\u5728\u6838\u5b9e\u8fd9\u4e9b\u8be6\u7ec6\u4fe1\u606f\u5e76\u6279\u51c6\u7533\u8bf7\u540e\uff0c\u4f01\u4e1a\u5c31\u53ef\u4ee5\u5f00\u59cb\u5728\u7ebf\u63a5\u53d7\u4fe1\u7528\u5361\u4ed8\u6b3e\uff0c\u4ece\u800c\u7b80\u5316\u4e1a\u52a1\u4ea4\u6613\u3002<\/p>\n<h2>\u6574\u5408\u652f\u4ed8\u7f51\u5173<\/h2>\n<h3>\u4e86\u89e3\u652f\u4ed8\u7f51\u5173<\/h3>\n<p>A <a href=\"https:\/\/en.wikipedia.org\/wiki\/Payment_gateway\">\u652f\u4ed8\u7f51\u5173<\/a> \u4f5c\u4e3a\u7f51\u4e0a\u5546\u6237\u4e0e\u91d1\u878d\u7cfb\u7edf\u4e4b\u95f4\u7684\u6865\u6881\u3002\u5b83\u5c06\u5ba2\u6237\u7684\u4fe1\u7528\u5361\u4fe1\u606f\u4ece\u7f51\u7ad9\u5b89\u5168\u5730\u4f20\u8f93\u5230\u4fe1\u7528\u5361\u5904\u7406\u5668\uff0c\u7136\u540e\u5c06\u4ea4\u6613\u4fe1\u606f\u548c\u94f6\u884c\u7684\u56de\u590d\u53d1\u56de\u3002<\/p>\n<h3>\u9009\u62e9\u5408\u9002\u7684\u652f\u4ed8\u7f51\u5173<\/h3>\n<p>\u6700\u4f73\u9009\u62e9 <a href=\"https:\/\/en.wikipedia.org\/wiki\/Payment_gateway\">\u652f\u4ed8\u7f51\u5173<\/a> \u8fd9\u53d6\u51b3\u4e8e\u51e0\u4e2a\u56e0\u7d20\u3002\u8fd9\u4e9b\u56e0\u7d20\u5305\u62ec\u4e0e\u60a8\u7684\u7535\u5b50\u5546\u52a1\u5e73\u53f0\u7684\u517c\u5bb9\u6027\u3001\u4ea4\u6613\u8d39\u7528\u3001\u652f\u6301\u7684\u8d27\u5e01\u4ee5\u53ca\u63d0\u4f9b\u7684\u5ba2\u6237\u652f\u6301\u6c34\u5e73\u3002\u6709\u4e86\u6b63\u786e\u7684 <a href=\"https:\/\/en.wikipedia.org\/wiki\/Payment_gateway\">\u652f\u4ed8\u7f51\u5173<\/a>\u56e0\u6b64\uff0c\u4f01\u4e1a\u53ef\u4ee5\u786e\u4fdd\u4ea4\u6613\u5b89\u5168\uff0c\u5e76\u4e3a\u5ba2\u6237\u63d0\u4f9b\u6d41\u7545\u7684\u7ed3\u8d26\u4f53\u9a8c\u3002<\/p>\n<h3>\u5c06\u7f51\u5173\u4e0e\u7f51\u7ad9\u6574\u5408<\/h3>\n<p>\u8981\u5f00\u59cb\u63a5\u53d7\u4ed8\u6b3e\uff0c\u5173\u952e\u662f\u8981\u96c6\u6210\u6240\u9009\u7684 <a href=\"https:\/\/en.wikipedia.org\/wiki\/Payment_gateway\">\u652f\u4ed8\u7f51\u5173<\/a> \u8f93\u5165\u60a8\u7684\u7f51\u7ad9\u3002\u8fd9\u4e00\u8fc7\u7a0b\u901a\u5e38\u5305\u62ec\u5728\u7f51\u7ad9\u4e0a\u8bbe\u7f6e\u7f51\u5173\u63d0\u4f9b\u7684 API \u5bc6\u94a5\u3002\u5efa\u8bae\u4e0e\u4e13\u4e1a\u5f00\u53d1\u4eba\u5458\u5408\u4f5c\uff0c\u4ee5\u786e\u4fdd\u5b89\u5168\u9ad8\u6548\u7684\u96c6\u6210\u3002<\/p>\n<h2>\u5b9e\u73b0\u9ad8\u6548\u7ed3\u8d26<\/h2>\n<h3>\u8bbe\u8ba1\u65b9\u4fbf\u7528\u6237\u7684\u7ed3\u8d26\u6d41\u7a0b<\/h3>\n<p>\u5ba2\u6237\u4f53\u9a8c\u5bf9\u5728\u7ebf\u4e1a\u52a1\u81f3\u5173\u91cd\u8981\u3002\u5728\u7ebf\u63a5\u53d7\u4fe1\u7528\u5361\u4ed8\u6b3e\u4e0d\u4ec5\u8981\u63d0\u4f9b\u4e00\u4e2a\u5b89\u5168\u7684\u73af\u5883\uff0c\u8fd8\u8981\u4e3a\u5ba2\u6237\u63d0\u4f9b\u4fbf\u5229\u3002\u8bbe\u8ba1\u7cbe\u826f\u3001\u7528\u6237\u53cb\u597d\u7684\u7ed3\u8d26\u6d41\u7a0b\u53ef\u5927\u5927\u964d\u4f4e\u8d2d\u7269\u8f66\u653e\u5f03\u7387\u3002\u786e\u4fdd\u6d41\u7a0b\u7b80\u5355\u3001\u76f4\u89c2\uff0c\u5e76\u6709\u6e05\u6670\u7684\u8bf4\u660e\u3002\u51cf\u5c11\u7ed3\u8d26\u6240\u9700\u7684\u6b65\u9aa4\u3001\u63d0\u4f9b\u5ba2\u4eba\u7ed3\u8d26\u9009\u9879\u4ee5\u53ca\u663e\u793a\u8fdb\u5ea6\u6307\u793a\u5668\uff0c\u53ef\u4ee5\u4fdd\u6301\u5ba2\u6237\u7684\u5174\u8da3\uff0c\u63a8\u52a8\u4ea4\u6613\u6210\u529f\u3002<\/p>\n<h3>\u663e\u793a\u5b89\u5168\u652f\u4ed8\u5fbd\u7ae0<\/h3>\n<p>\u5b89\u5168\u662f\u5ba2\u6237\u5728\u7ebf\u652f\u4ed8\u524d\u8003\u8651\u7684\u5173\u952e\u56e0\u7d20\u4e4b\u4e00\u3002\u5728\u7f51\u7ad9\u4e0a\u663e\u793a\u5b89\u5168\u652f\u4ed8\u5fbd\u7ae0\u53ef\u8ba9\u5ba2\u6237\u5bf9\u5176\u4e2a\u4eba\u4fe1\u606f\u7684\u5b89\u5168\u6027\u653e\u5fc3\u3002\u8fd9\u4e9b\u5fbd\u7ae0\u6807\u5fd7\u7740\u60a8\u5df2\u7ecf\u91c7\u53d6\u4e86\u6240\u6709\u5fc5\u8981\u63aa\u65bd\u6765\u786e\u4fdd\u4ea4\u6613\u5b89\u5168\u548c\u4fdd\u62a4\u5ba2\u6237\u6570\u636e\uff0c\u8fd9\u5c06\u5927\u5927\u589e\u5f3a\u5ba2\u6237\u5bf9\u60a8\u4f01\u4e1a\u7684\u4fe1\u4efb\u3002<\/p>\n<h3>\u63d0\u4f9b\u591a\u79cd\u4ed8\u6b3e\u65b9\u5f0f<\/h3>\n<p>\u5e76\u975e\u6bcf\u4f4d\u987e\u5ba2\u90fd\u559c\u6b22\u4f7f\u7528\u4fe1\u7528\u5361\u652f\u4ed8\u3002\u4e3a\u5ba2\u6237\u63d0\u4f9b\u591a\u79cd\u652f\u4ed8\u65b9\u5f0f\u53ef\u4ee5\u63d0\u9ad8\u4ed6\u4eec\u7684\u8212\u9002\u5ea6\uff0c\u964d\u4f4e\u653e\u5f03\u8d2d\u7269\u8f66\u7684\u53ef\u80fd\u6027\uff0c\u5e76\u6539\u5584\u6574\u4f53\u7ed3\u8d26\u4f53\u9a8c\u3002\u8fd9\u53ef\u80fd\u6d89\u53ca\u5230\u6574\u5408\u4e0d\u540c\u7684\u652f\u4ed8\u65b9\u5f0f\uff0c\u5982 PayPal\u3001Google Pay\u3001Apple Pay \u548c\u5176\u4ed6\u6d41\u884c\u9009\u9879\uff0c\u4ee5\u8fce\u5408\u4e0d\u540c\u5ba2\u6237\u7684\u504f\u597d\u3002<\/p>\n<h2>\u5b9e\u65bd\u652f\u4ed8\u5b89\u5168\u63aa\u65bd<\/h2>\n<h3>\u4e86\u89e3\u652f\u4ed8\u5361\u884c\u4e1a\u6570\u636e\u5b89\u5168\u6807\u51c6\uff08PCI DSS\uff09<\/h3>\n<p>\u5728\u63a5\u53d7\u4fe1\u7528\u5361\u5728\u7ebf\u652f\u4ed8\u65f6\uff0c\u4fdd\u6301\u9ad8\u6807\u51c6\u7684\u5b89\u5168\u6027\u81f3\u5173\u91cd\u8981\u3002\u5b89\u5168 <a href=\"https:\/\/en.wikipedia.org\/wiki\/Payment_Card_Industry_Data_Security_Standard\">\u652f\u4ed8\u5361\u884c\u4e1a\u6570\u636e\u5b89\u5168\u6807\u51c6<\/a> (PCI DSS) \u662f\u4e00\u5957\u5b89\u5168\u6807\u51c6\uff0c\u65e8\u5728\u786e\u4fdd\u6240\u6709\u63a5\u53d7\u3001\u5904\u7406\u3001\u5b58\u50a8\u6216\u4f20\u8f93\u4fe1\u7528\u5361\u4fe1\u606f\u7684\u516c\u53f8\u4fdd\u6301\u4e00\u4e2a\u5b89\u5168\u7684\u73af\u5883\u3002\u786e\u4fdd\u60a8\u7684\u5728\u7ebf <a href=\"https:\/\/en.wikipedia.org\/wiki\/Merchant_account\">\u5546\u6237\u8d26\u6237<\/a> \u548c\u60a8\u7684 <a href=\"https:\/\/en.wikipedia.org\/wiki\/Payment_gateway\">\u652f\u4ed8\u7f51\u5173<\/a> \u90fd\u7b26\u5408 PCI DSS \u6807\u51c6\u3002<\/p>\n<h3>\u786e\u4fdd\u5b89\u5168\u5957\u63a5\u5b57\u534f\u8bae\u5c42 (SSL) \u4fdd\u62a4<\/h3>\n<p><a href=\"https:\/\/en.wikipedia.org\/wiki\/Transport_Layer_Security\">\u5b89\u5168\u5957\u63a5\u5b57\u534f\u8bae\u5c42<\/a> (SSL) \u662f\u5728\u7f51\u7edc\u670d\u52a1\u5668\u548c\u6d4f\u89c8\u5668\u4e4b\u95f4\u5efa\u7acb\u52a0\u5bc6\u94fe\u63a5\u7684\u6807\u51c6\u534f\u8bae\u3002\u8fd9\u79cd\u94fe\u63a5\u53ef\u786e\u4fdd\u7f51\u7edc\u670d\u52a1\u5668\u548c\u6d4f\u89c8\u5668\u5728\u4ea4\u6613\u4e2d\u4f20\u9012\u7684\u6240\u6709\u6570\u636e\u4fdd\u6301\u79c1\u5bc6\u6027\u548c\u5b8c\u6574\u6027\u3002\u4e3a\u8c28\u614e\u8d77\u89c1\uff0c\u5e94\u786e\u4fdd\u60a8\u7684\u7f51\u7ad9\u62e5\u6709 SSL 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<a href=\"https:\/\/en.wikipedia.org\/wiki\/Dispute_resolution\">\u6cd5\u5f8b\u7ea0\u7eb7<\/a> 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<a href=\"https:\/\/en.wikipedia.org\/wiki\/Customer\">\u5ba2\u6237\u8d2d\u4e70\u4e60\u60ef<\/a>.\u8fd9\u6837\u505a\u53ef\u4ee5\u7a81\u51fa\u95ee\u9898\uff0c\u52a0\u5f3a\u5b89\u5168\u4ea4\u6613\uff0c\u4f18\u5316\u521b\u6536\u6d41\u7a0b\u3002\u8bf7\u8bb0\u4f4f\uff0c\u5b9a\u671f\u5ba1\u67e5\u548c\u5206\u6790\u662f\u5145\u5206\u5229\u7528\u5728\u7ebf\u4e1a\u52a1\u4ea4\u6613\u7684\u5173\u952e\u3002<\/p>\n<h3>\u8fdb\u884c A\/B \u6d4b\u8bd5<\/h3>\n<p>\u9ad8\u6548\u7684\u7ed3\u8d26\u662f\u4efb\u4f55\u7535\u5b50\u5546\u52a1\u4e1a\u52a1\u7684\u6838\u5fc3\u3002\u5bf9\u7ed3\u8d26\u6d41\u7a0b\u8fdb\u884c A\/B 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\u7b49\u77e5\u540d\u4f01\u4e1a\u5efa\u7acb\u4e86\u6df1\u5ea6\u5408\u4f5c\u5173\u7cfb\u3002<\/p>","protected":false},"excerpt":{"rendered":"<p>Introduction The remarkable growth of the digital marketplace has necessitated businesses to accept credit card payments online. A step that not only facilitates the purchase process for customers but also gives businesses a massive sales boost. However, the journey to embracing e-commerce is strewn with crucial considerations such as secure transactions, efficient checkouts, and robust [&hellip;]<\/p>","protected":false},"author":5,"featured_media":16536,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","footnotes":""},"categories":[22],"tags":[1507,25,128,1508,606],"class_list":["post-16537","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-online-payments","tag-efficient-checkouts","tag-online-payment","tag-online-payment-solutions","tag-payment-security-measures","tag-secure-transactions"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.8 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>5 Secrets for Accepting Credit Card Payment Online More Securely and Efficiently - WooshPay<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wooshpay.com\/zh\/\u8d44\u6e90\/\u77e5\u8bc6\/online-payments\/2024\/03\/23\/5-secrets-for-accepting-credit-card-payment-online-more-securely-and-efficiently\/\" \/>\n<meta property=\"og:locale\" content=\"zh_CN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"5 Secrets for Accepting Credit Card Payment Online More Securely and Efficiently\" \/>\n<meta property=\"og:description\" content=\"Introduction The remarkable growth of the digital marketplace has necessitated businesses to accept credit card payments online. A step that not only facilitates the purchase process for customers but also gives businesses a massive sales boost. 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