As AI agents become more capable, they are moving beyond answering questions and generating content. The next stage is action: searching for information, comparing services, calling APIs, purchasing data, booking tools, and completing business workflows on behalf of users. This shift is giving rise to a new category of commerce: agentic commerce, where software agents can make decisions and initiate transactions programmatically. For this future to work, AI agents need more than intelligence. They need payment capabilities. Traditional payment flows were designed for human checkout, card entry, account login, and manual authorization. AI agents, however, need payment infrastructure that is programmable, secure, automated, and compatible with machine-to-machine interactions. This is