One of the world's largest e-commerce platforms, providing merchants with superior online store solutions. (NYSE code: SHOP)
Smart Gateway
Route every payment to peak performance — maximize your revenue
- One integration
Reduce engineering overhead and shorten your time-to-market for global expansion.
- Multiple channels
Over 100 payment channels are configured within the smart gateway.
- Higher approval rates
+8% avg. approval rate lift.
- lower costs
-23% transaction cost reduction.
- zero downtime
99.99% uptime.
Who are our partners
A global interactive entertainment company serving over 150 million players.
A global gaming company operating in 50+ countries and regions.
A popular global music and social gaming platform with over 100 million users.
IH Bangkok, affiliated with the International House brand, is a leading educational institution that offers the prestigious Cambridge CELTA and Delta TEFL certifications.
The Institute of Singapore Chartered Accountants (ISCA), Singapore's national accountancy body founded in 1963, has over 40,000 members across 40+ countries.
Peking University HSBC Business School (PHBS): World-class, top 1% EQUIS, AACSB, and AMBA accredited global business school.
Europe's top cancer center, offering cancer treatment services to patients from around the world.
Core Features
Automatic Retry
When a payment fails, Smart Gateway instantly reroutes to the next best channel. Customers never see a decline. Revenue never leaks.
Single API, multiple channels behind it.
One integration unlocks access to your existing payment channels — plus any new ones you add. You own the relationships. We handle the routing. Every transaction is scored in real time — by card type, issuing country, amount, and channel performance history. Traffic flows to the path most likely to succeed.
Cost Optimization
Route by more than success rate. Set rules to prefer lower-cost channels when performance is equal — and let the system rebalance as fees change.
Always On
No single channel failure can take your payments offline. Built-in redundancy keeps transactions flowing when a PSP goes down, a bank blocks a BIN, or a region goes offline.
Built for These Moments
Scenario 01
Flash sale traffic spikes
Volume surges hit one channel hard. Smart Gateway distributes load across PSPs before decline rates climb.
Scenario 02
Expanding into new markets
A new country means unfamiliar issuers and local acquiring preferences. Smart Gateway learns what works — and adjusts routing before you notice the drop.
Scenario 03
PSP outage at 2am
Your operations team is asleep. Smart Gateway has already rerouted. By morning, you'll see a footnote in the logs, not a fire in your inbox.How It Works
Step 1
Transaction initiated
Step 2
Real-time scoring (card BIN + channel health + cost + rules)
Step 3
Route to optimal channel
Step 4
Success? → Complete Decline? → Auto-retry on next best channel
Step 5
Unified reporting across all channels
What You Get
- Single API, multiple channels behind it
- No-code channel configuration in dashboard
- Rule builder: route by amount, currency, card type, region, traffic
- Live performance dashboard per channel
- Unified reconciliation across all PSPs
- Webhook alerts on channel degradation
Single API, multiple channels behind it
Pricing
0.2-1% payment processing fee
0.2-2% reconciliation feeReady to stop losing revenue to bad routing?
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