1. Regulatory Compliance
Serving as the primary point of contact for regulatory submissions, monitor regulatory developments and translate changes into actionable implementation plans.
Prepare board and committee papers on compliance risk, incidents, regulatory change, and licence milestones.
2. AML/CFT & MLRO Function
Act as the appointed Money Laundering Reporting Officer (MLRO) for the UK entity, owning the AML/CFT framework end-to-end.
Oversee customer due diligence (CDD/KYB), enhanced due diligence (EDD), sanctions screening, PEP identification, and ongoing monitoring.
Review and approve high-risk merchant onboarding, complex cases, and transaction monitoring escalations.
Manage SARs filing, internal suspicious activity reporting, and liaison with UK law enforcement and regulators.
Conduct enterprise-wide AML risk assessments and ensure alignment with FCA expectations.
3. Compliance Monitoring & Second-Line Oversight
Design and execute the annual Compliance Monitoring Programme, including scoping, testing, reporting, and remediation tracking.
Provide second-line compliance sign-off for new products, services, partners, and material business changes.
Oversee third-party and outsourcing risk, including DDQs, partner audits, and scheme compliance (Visa, Mastercard, Amex).
Support internal and external audits, regulatory inspections, and partner due diligence requests.