Empregos

Localização

Hangzhou (Mainland China), London (United Kingdom), Singapore

Responsabilidade

1. Account System Design and Optimization
– Participate in the design of payment account functionalities, including account creation, fund transfers, balance management, and permission configuration to meet business needs.
– Assist in optimizing features such as profit sharing, multi-currency account management, fund freezing/unfreezing, and cash pooling to improve user experience and capital flow efficiency.

2. Requirement Analysis and Documentation
– Gather account management requirements from internal business teams or external clients (e.g., for cross-border or multi-currency payment accounts), and translate them into executable PRDs and prototype designs.
– Assist in writing user manuals for enterprise clients.
– Create system interaction flowcharts to ensure the development team fully understands the functional requirements.

3. Compliance and Risk Management
– Collaborate with the compliance team to ensure account functionalities meet regulatory requirements (e.g., AML, KYC, cross-border capital controls).
– Monitor suspicious or abnormal account activity and design risk control rules (e.g., alerts for large transactions, tiered account permissions).

4. System Integration and Testing Support
– Coordinate with engineering teams to integrate the account system with overseas banks and payment institutions, and verify the accuracy of fund settlement processes.
– Participate in test environment setup, test case execution, and post-launch validation to ensure account system stability.

5. Client Support and Training
-Prepare product operation guides, provide training for sales and customer support teams, and respond to basic customer inquiries.
-Collect client feedback and drive continuous product experience improvements.

Qualificações

1. Educational Background & Knowledge
– Bachelor’s degree or above; majors in finance, economics, or computer science are preferred.
– Basic understanding of cross-border payment concepts (e.g., SWIFT, local payment channels, FX settlement) and regulatory frameworks (e.g., AML, KYC).

2. Core Skills
– Tools: Proficient AI user, capable of using AI tools to generate high-quality PRDs; skilled in Axure/Figma for prototyping and data analysis using AI tools.
– Logical Thinking & Communication: Strong requirement breakdown ability and effective cross-functional communication skills.
– Technical Basics: Understanding of APIs and payment system architecture (e.g., clearing and settlement modules).

3. Experience & Soft Skills
– Experience: Fresh graduates or candidates with 1–2 years of internship/project experience in fintech or payment industries. Experience in cross-border payment accounts is a plus.
– Soft Skills: Detail-oriented (especially for financial operations), quick learner (to understand emerging market payment rules).

4. Nice-to-Haves
– Language: Proficient in English(IELTS 6.5+ or equivalent).
– Technical Background: Understanding of payment system development logic.

E-mail de contato

recruitment@wooshpay.com

Localização

Hangzhou (Mainland China), London (United Kingdom), Singapore

Responsabilidade

1. Market Research & Requirements Analysis
– Track industry trends and competitor strategies in cross-border card issuing (e.g., pricing models, benefits design, use case coverage).
– Extract key product requirements through user interviews and data mining (e.g., transaction frequency, amount distribution, use scenarios), such as multi-currency accounts, real-time FX conversion, and optimized cross-border fees.

2. Product Design & Feature Development
– Assist in designing product prototypes (e.g., virtual/physical card interfaces), drafting PRDs, and defining card issuance flows (e.g., KYC verification, credit limits) and payment architecture (e.g., integration with card schemes like VISA/Mastercard or other financial institutions).
– Coordinate with engineering teams to build card system features (e.g., BIN management, transaction risk rules), drive testing and rollout, and ensure compliance with partner banks’ or PSPs’ technical standards.

3. Compliance & Risk Control Support
– Ensure card products comply with cross-border payment regulations (e.g., foreign exchange management, AML) and design workflows for compliance (e.g., cross-border spending limits, fund usage tracking).
– Monitor suspicious activity (e.g., high-frequency/high-value transactions), and collaborate with the risk team to enhance fraud prevention strategies (e.g., dynamic authentication, transaction blocking rules).

4. Cross-Functional Collaboration & Operational Support
– Work with the business team to engage issuing partners (banks/card schemes) and optimize cost structures (e.g., fee sharing models).
– Support the operations team in developing go-to-market strategies (e.g., cashback on cross-border purchases, FX fee waivers), analyze user behavior (e.g., activation rates, transaction activity), and propose iterative improvements.

5. Client Support and Training
– Participate in the design of cross-border clearing and settlement processes (e.g., multi-currency fund consolidation, faster settlement cycles).
– Investigate and resolve reconciliation discrepancies (e.g., FX rate fluctuations causing amount mismatches) in card transactions.

Qualificações

1. Educational Background & Core Skills
– Education: Bachelor’s degree or above, preferably in Finance, Economics, or Computer Science.
– Tools: Proficient in using AI tools for efficient PRD generation; skilled in Axure/Figma for prototyping; basic SQL and Excel data analysis (e.g., VLOOKUP, PivotTables).
– Language: Strong English communication skills (both written and verbal). Ability to read international card scheme documentation and communicate in cross-border project settings. IELTS 6.5+ or equivalent is a plus.

2. Industry Knowledge & Practical Experience
– Payments: Understanding of card issuing flows (e.g., BIN application, scheme certification), cross-border payment rails (e.g., SWIFT, VISA Direct), and settlement rules.
– Compliance: Familiarity with cross-border capital controls and AML regulatory frameworks.
– Data Analysis: Able to identify product issues using transactional data (e.g., chargeback rates, fee costs) and propose improvem

3. Soft Skills & Nice-to-Haves
– Communication & Logic: Strong logical thinking and cross-functional coordination (tech, compliance, ops).
– Experience: Prior internship or project experience in payments or banking is preferred, especially related to cross-border card issuance.
– Heavy user of AI tools.
– Passion for innovation in card products and user growth strategies.

Contact E-mail

recruitment@wooshpay.com

Localização

Hangzhou (Mainland China), London (United Kingdom), Singapore

Responsabilidade

1. Market Research & Requirements Analysis
– Assist in researching global acquiring market trends and competitor strategies (e.g., local payment methods, e-wallets), and analyze merchant needs (e.g., settlement efficiency, multi-currency payouts) to support product planning with structured reports.
– Identify pain points in acquiring scenarios (e.g., high payment failure rates) through merchant interviews and event tracking, and propose targeted improvements.

2. Product Design & Iteration
– Participate in the design of cross-border acquiring features, including payment routing, gateway architecture, checkout interface, multi-currency account management, subscriptions, bulk payouts, FX locking, and split settlement/unfreeze modules. Deliver wireframes (Axure/Figma) and detailed PRDs.
– Optimize payment flows (e.g., streamline merchant onboarding) to improve success rates and enhance merchant experience.

3. Cross-Functional Collaboration & Project Management
– Coordinate across engineering, compliance, and risk teams to drive timely feature development, testing, and deployment.
– Collaborate with operations and sales teams to define go-to-market strategies, provide product training, and support merchant onboarding.

4. Product Analysis & Optimization
– Analyze acquiring performance data (e.g., transaction volume, failure reasons) using AI-powered tools.
– Regularly publish product performance reports and propose feature iterations (e.g., routing optimization, reducing false positives in risk rules).

5. Compliance & Risk Support
– Assist in merchant due diligence (KYC review).
– Maintain and update compliance process documentation for the acquiring product.

Qualificações

1. Education & Foundational Knowledge
– Degree: Bachelor’s degree or above in Finance, Economics, Computer Science, or a related field.
– Industry Knowledge: Understanding of cross-border payments (e.g., local payment methods, FX conversion), and acquiring logic (e.g., payment routing, transaction flows, error handling).

2. Core Skills
– Tools: Heavy user of AIGC tools for knowledge gathering, PRD generation, visual/video creation; proficient in Axure/Figma for prototyping; skilled in using AI tools for data analysis.
– Technical Literacy: Familiar with the payment transaction lifecycle (e.g., API integration, routing strategies, success rate optimization); basic understanding of clearing and settlement principles.
– Communication & Logic: Strong ability to deconstruct requirements and collaborate efficiently with tech and business teams.

3. Experience & Soft Skills
– Experience: 1–2 years of internship or work experience in the payments/financial sector; prior exposure to acquiring/payment gateway projects is preferred.
– Personal Attributes: Fast learner (adapts quickly to evolving market rules); resilient under pressure (able to handle complex logic and precision of payment systems).

E-mail de contato

recruitment@wooshpay.com

Localização

Hangzhou (Mainland China), London (United Kingdom), Singapore

Responsibilities

1. Billing System Design & Optimization
– Needs Analysis: Participate in requirements gathering for the merchant billing system. Analyze cross-border merchant needs for billing formats, multi-currency views, automated reconciliation, etc., and produce product requirement documents (PRDs).
– Product Design: Define billing generation rules (e.g., transaction details, fee breakdowns, FX conversion), billing delivery methods (API/email/merchant dashboard), and automated reconciliation processes (e.g., discrepancy tagging).
– Settlement Rules Implementation: Based on cross-border settlement logic (e.g., revenue sharing, refunds, fund consolidation), design settlement statement templates that align with bank or third-party provider data.

Qualificações

1. Education & Industry Knowledge
– Degree: Bachelor’s degree or above in Finance, Accounting, Computer Science, or a related field preferred.
– Industry Knowledge: Familiarity with core cross-border payment flows and settlement rules (e.g., revenue-sharing models like 7:2:1, FX locking mechanisms).

2. Core Skills
– Tool Proficiency: Heavy user of AIGC tools for research, PRD generation, diagrams, and videos. Proficient in prototyping tools (Axure/Figma) and AI-powered data analysis tools.
– Technical Understanding: Understanding of payment system architecture (e.g., ledger systems, clearing engines) and familiarity with API logic.

3. Experience & Soft Skills
– Experience: 1–2 years of internship or work experience in the payments or financial sector; experience with billing or reconciliation systems is preferred.
– Personal Traits: Detail-oriented (e.g., preventing miscalculations in funds), strong logical thinking (e.g., breaking down complex settlement rules), and able to work under pressure (e.g., during month-end/quarter-end settlement cycles).

4. Nice-to-Haves
– Language Proficiency: Fluent in English (IELTS 6.5 or equivalent), capable of reading international payment specifications (e.g., VISA clearing rules).
– Technical Advantage: Familiarity with blockchain applications in cross-border settlements or basic Python scripting for automation.

E-mail de contato

recruitment@wooshpay.com

Localização

Hangzhou (Mainland China), London (United Kingdom), Singapore

Responsibilities

1. Requirement Analysis & Product Design
– Research & Insights: Conduct customer interviews and competitor analysis to identify key merchant needs on the dashboard (e.g., multi-currency account management, real-time transaction queries, automated reconciliation, fund unfreezing).
– Prototyping & Documentation: Power user of AI tools to efficiently generate PRDs, interaction flows, and define feature logic and business rules (e.g., fund transfer permissions, FX rate locking modules).

Qualificações

1. Education & Domain Knowledge
– Degree: Bachelor’s or above, major in Finance, Computer Science preferred. Fresh graduates or those with 1–2 years of experience are welcome.
– Industry Knowledge: Familiar with cross-border e-commerce and payments, with strong merchant perspective on international, multi-currency, and billing experiences.

2. Core Skills
– AI & Tool Proficiency: Power user of AI tools for generating PRDs, workflows, and business rules.
– Technical Understanding: Knowledge of payment architecture, API integrations, and RESTful standards.

3. Experience & Soft Skills
– Project Experience: Previous involvement in payment systems, enterprise dashboards, or B2B product design is a plus.
– Personal Traits: Strong logical thinking (for complex rules), attention to detail (for fund-related features), and ability to thrive under pressure (fast iterations, financial compliance).

4. Nice to Have
– Language Skills: Fluent in English (IELTS 6.5 or equivalent), able to read competitor API docs.
– Technical Background: Understanding of blockchain in cross-border settlement or Python scripting skills.

E-mail de contato

recruitment@wooshpay.com

Localização

Hangzhou (Mainland China), London (United Kingdom), Singapore

Responsibilities

1. Requirement Analysis & Feature Design
– Customer Research: Identify CRM pain points for cross-border merchants (e.g., multi-currency account grouping, transaction analytics, customer segmentation) and design functional modules (e.g., customer profiling, behavior tracking, marketing automation).
– Product Prototyping: Use Axure/Figma to design CRM prototypes (e.g., customer segmentation dashboards, smart reminders, ticketing systems), and document PRDs with clear business logic (e.g., customer lifecycle management).
– Compliance Adaptation: Ensure CRM data storage and usage aligns with regulations (e.g., GDPR, AML data retention).

Qualificações

1. Education & Domain Knowledge
– Degree: Bachelor’s or above, majors in Computer Science, Information Systems, or Applied Math preferred.
– Industry Knowledge: Understanding of cross-border payment flows, FX conversion; familiarity with CRM principles (e.g., customer lifecycle).

2. Core Skills
– AI & Tools: Heavy AI tool user for generating PRDs, workflows, prototypes, and data analysis.
– Technical Understanding:
  – Proficient in API integrations and basic database schema (e.g., customer info tables).
  – Basic knowledge of big data analytics.

3. Experience & Soft Skills
– Project Experience: Fresh graduates or 1–2 years of experience in B2B product design, especiallySYMPLIFIED_BLOCK_STYLE in CRM or performance management systems preferred.
– Personal Traits:
  – Strong logical thinking (for breaking down complex customer journeys), precision (to avoid data breaches).
  – Cross-cultural sensitivity (to adapt to global merchant needs).

4. Nice to Have
– Language Skills: Fluent English (IELTS 6.5 or equivalent), capable of writing English product documents.
– Technical Background: Familiarity with Python/R for behavioral analysis or advanced SQL query skills.

E-mail de contato

recruitment@wooshpay.com

Specializing in LinkedIn Professional Content Strategy, Twitter Trend Marketing, and International Media Engagement.

Localização

Hangzhou (Mainland China), London (United Kingdom), Singapore

Responsibilities

1. Content Strategy & Creation
– Develop multi-platform content strategies (Facebook, Twitter, LinkedIn, Instagram, TikTok, etc.), including copywriting, visual content, and video scripting tailored to regional and cultural preferences.
– Plan weekly/daily content calendars, hashtags, and campaign themes based on industry trends and audience insights.

Qualificações

1. Education & Language
– Bachelor’s degree or above, preferably in Marketing, English, Journalism, Communications, or related fields.
– Fluent in English (IELTS 6.5+ or equivalent), with strong written communication skills.

2. Core Skills
– Content Creation: Strong copywriting skills in English, basic video editing (Premiere, CapCut, etc.), and advanced proficiency with AIGC tools (ChatGPT, DeepSeek, Midjourney, etc.) for end-to-end content production.
– Data-Driven Thinking: Ability to interpret performance data and use insights to iterate and improve content direction.

3. Experience
– Junior Role: 1-3 years of relevant experience. Fresh graduates are welcome with strong internship or project-based exposure (e.g., practical AIGC use cases, social media account management).
– Senior Role: 3–5+ years of experience with proven track record in strategy, content creation, and global brand marketing operations.

4. Soft Skills
– Cross-Cultural Awareness: Sensitivity to cultural norms and holidays across global markets (e.g., North America, Middle East).
– Resilience: Ability to work under pressure, handle time zone differences, and respond to urgent tasks.
– Creativity & Curiosity: Eager to explore new trends and platforms in digital marketing.

E-mail de contato

recruitment@wooshpay.com

Focus: Cross-border Tuition Payment Solutions

Localização

Hangzhou (Mainland China), London (United Kingdom), Singapore

Responsibilities

1. Partner Development & Relationship Management
– Identify and onboard new education partners, including study abroad agencies, international schools, and language training institutions.
– Promote the company’s cross-border tuition payment solutions (e.g., tuition remittance, accommodation fee payments).
– Build strong working relationships with agency counselors and operations teams, gaining insight into their workflows and challenges in the payment process (e.g., complicated payment steps for students/parents).

Qualificações

1. Education & Language
– Bachelor’s degree or above, preferably in Business, Marketing, Education, or related fields.
– Fluent in English (IELTS 6.5+ or equivalent), with strong communication skills.

2. Core Skills
– Partnership Development: Experience in B2B relationship management and negotiation.
– Technical Understanding: Familiarity with payment systems and API integrations.

3. Experience
– Junior Role: Fresh graduates or 1–2 years of experience in partnership management, sales, or education industry.
– Senior Role: 3+ years of experience with a proven track record in onboarding partners and driving payment solutions.

4. Soft Skills
– Relationship Building: Strong interpersonal skills to foster trust with partners.
– Problem-Solving: Ability to troubleshoot payment issues efficiently.
– Cross-Cultural Sensitivity: Adaptability to work with global education partners.

E-mail de contato

recruitment@wooshpay.com

Focus: Promoting cross-border payment solutions to educational institutions

Localização

China, Singapore, Hong Kong, UK, Malaysia

Job Description

1. Market Development & Client Acquisition
– Identify and reach out to target clients, including overseas universities, language training centers, and international K-12 schools.
– Leverage industry events, education forums, and online channels to engage with finance departments or international admissions offices.
– Promote cross-border tuition collection services tailored for educational institutions.

Responsibilities

1. Business Goals
– Achieve annual business goals, including transaction volume (GMV), number of signed institutions, and client retention rate.

Qualificações

1. Industry Knowledge
– Familiarity with international education fund flows, institutional finance processes, and common payment challenges.

2. Technical Acumen
– Ability to explain payment system workflows and coordinate API-based integrations.

3. Cross-Cultural Communication
– Comfortable working across time zones.
– Skilled in building trust with senior stakeholders at educational institutions (e.g., CFOs, Directors of Finance).

E-mail de contato

recruitment@wooshpay.com

Focus: B2B sales of cross-border payment solutions for global trade, e-commerce, gaming, and other international businesses.

Localização

China Mainland, London(United Kingdom ), Singapore

Responsibilities

1. Market Development & Client Acquisition
– Identify and approach potential clients such as foreign trade companies, independent e-commerce sites, and online game developers.
– Analyze client pain points and tailor sales strategies accordingly.
– Establish relationships through trade shows, digital campaigns, and in-person meetings to promote cross-border payment solutions, including collections, payouts, FX management, and compliant settlement.

E-mail de contato

recruitment@wooshpay.com

Focus: Building and managing partnerships with issuing banks and card networks to enable cross-border card products (e.g., virtual cards, prepaid cards, co-branded cards).

Localização

China Mainland, London(United Kingdom ), Singapore

Responsibilities

1. Partnership Development & Relationship Management
– Develop and maintain partnerships with banks, card issuers, and card networks (e.g., Visa, Mastercard) to support the launch of cross-border card products (e.g., prepaid cards, virtual cards, physical cards) for corporate or individual use.
– Drive co-branded or white-label card initiatives (e.g., international travel cards, business expense cards).
– Assist in sourcing new financial institution partners, including preparing materials and conducting pre-negotiation analysis.

Qualificações

1. Education & Background
– Bachelor’s degree or above in Finance, Economics, International Trade, English, Computer Science, or related fields.

2. Core Skills
– Familiarity with cross-border payment workflows (e.g., acquiring, fee structures, clearing & settlement, FX conversion), and common financial institution collaboration models.
– Proficient user of AI-based productivity tools (e.g., ChatGPT agents, automation assistants).

3. Experience
– Fresh graduates or 1–2 years of relevant experience. Internship or work experience in banking or the payment industry is preferred.

4. Soft Skills
– Strong communication and coordination abilities; able to manage multiple tasks in parallel.
– Proficient in English for daily professional communication.

E-mail de contato

recruitment@wooshpay.com

Focus: Building and managing partnerships with issuing banks and card networks to enable cross-border card products (e.g., virtual cards, prepaid cards, co-branded cards).

Localização

China Mainland, London(United Kingdom ), Singapore

Responsibilities

1. Partnership Development & Relationship Management
– Develop and maintain partnerships with banks, card issuers, and card networks (e.g., Visa, Mastercard) to support the launch of cross-border card products (e.g., prepaid cards, virtual cards, physical cards) for corporate or individual use.
– Drive co-branded or white-label card initiatives (e.g., international travel cards, business expense cards).
– Assist in sourcing new financial institution partners, including preparing materials and conducting pre-negotiation analysis.

2. Market Research & Channel Evaluation
– Monitor policy updates, pricing structures, and product capabilities of financial institutions.
– Build and maintain a partner evaluation model to assess factors such as settlement speed, transaction fees, and compliance fit; provide input on partnership prioritization.
– Organize and maintain documentation for KYC and AML screening for all partners.

3. Internal Coordination & Process Enablement
– Serve as a liaison between financial institutions and internal teams (e.g., tech, product, compliance) to ensure seamless execution of partnerships.
– Support the creation of SOPs (Standard Operating Procedures) for card program onboarding.
– Oversee API integrations and system testing for card issuance platforms to ensure reliability and stability of payment channels.

4. Risk Control & Issue Resolution
– Help monitor transactional risks across issuing channels.
– Coordinate the resolution of operational issues such as channel disruptions or delayed settlements by working directly with institutional partners.

Qualificações

1. Education & Background
– Bachelor’s degree or above in Finance, Economics, International Trade, English, Computer Science, or related fields.

2. Core Skills
– Familiarity with cross-border payment workflows (e.g., acquiring, fee structures, clearing & settlement, FX conversion), and common financial institution collaboration models.
– Proficient user of AI-based productivity tools (e.g., ChatGPT agents, automation assistants).

3. Experience
– Fresh graduates or 1–2 years of relevant experience. Internship or work experience in banking or the payment industry is preferred.

4. Soft Skills
– Strong communication and coordination abilities; able to manage multiple tasks in parallel.
– Proficient in English for daily professional communication.

E-mail de contato

recruitment@wooshpay.com

Role Overview: This role is responsible for building and optimizing global financial institution partnerships to support virtual account infrastructure and multi-currency wallet solutions. The ideal candidate will work closely with banks, electronic money institutions, and other licensed partners to enable local account issuance, enhance cross-border fund collection and disbursement capabilities, and drive innovation in corporate treasury services.

Localização

China Mainland, London(United Kingdom ), Singapore

Responsibilities

1. Virtual Account Channel Development & Optimization
– Partner with banks and payment institutions to open cross-border account channels (e.g., named virtual accounts, multi-currency wallets) to support global payment collection, payout, and foreign exchange.
– Expand local account coverage in strategic markets through partnerships with regulated financial institutions.
– Design account product solutions including sub-account structures, automated FX conversion upon credit, and intelligent fund routing to meet complex cross-border treasury needs.
– Lead API integration between partner account systems and the company’s platform to enable real-time balance inquiry, bulk payments, and automated reconciliation.
– Collaborate with partners to launch value-added services such as FX locking, scheduled payouts, and cross-border payroll.

2. Market Intelligence & Partner Evaluation
– Track regulatory updates, fee structures, and capability offerings of financial institution partners; propose optimized partner mixes based on commercial and compliance considerations.
– Assist in building and refining a channel evaluation framework, benchmarking partners on key metrics such as settlement speed, cost efficiency, and infrastructure scalability.
– Support due diligence efforts by organizing documentation for partner onboarding, including KYC and AML compliance reviews.

3. Cross-Functional Coordination & Process Management
– Serve as the liaison between external financial institutions and internal teams (product, engineering, compliance, legal) to drive smooth implementation and ongoing collaboration.
– Contribute to the creation of SOPs for onboarding and operating financial partners.
– Oversee system integration and testing with partner institutions, ensuring seamless API connectivity and operational reliability of account infrastructure.

4. Risk Management & Issue Resolution
– Monitor the performance and stability of virtual account channels and assist in investigating anomalies (e.g., delays in crediting, API failures, operational downtimes).
– Work with financial partners to promptly resolve incidents and implement preventative measures.
– Collaborate with risk and compliance teams to ensure robust control of fund flows.

Qualificações

1. Education
– Bachelor’s degree or above in Finance, Economics, International Trade, Computer Science, or a related field.

2. Skills & Competencies
– Solid understanding of the cross-border payment lifecycle (acquiring, pricing, clearing & settlement, FX) and common partnership models with financial institutions.
– Proficient in using AI tools and intelligent automation to support workflow efficiency and decision-making.
– Strong communication and coordination skills; able to manage concurrent workstreams and drive stakeholder alignment across teams.
– Comfortable working in a multilingual, cross-timezone environment; professional English proficiency required.

3. Experience
– 0-2 years of relevant experience. Prior internships or roles in banking, fintech, or payment institutions are preferred.

E-mail de contato

recruitment@wooshpay.com